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102 S Franklin St, Lambertville, NJ, 08530

2beds
2baths
--sqft
$650,000
--price/sqft
$4,896/moest. monthly cost
$195,840/yrincome needed

About This Home

Situated on a generous 0.36-acre lot in the heart of Lambertville, 102 South Franklin Street presents an exciting opportunity to transform a home full of character into something truly special. This 2-bedroom, 2 full bath property offers a flexible layout and inviting spaces, ideal for those looking to add modern updates and personal style. The first floor features a comfortable family room, a bedroom, and a charming covered front porch perfect for relaxing and enjoying the surroundings. The second level offers a cozy primary bedroom with dual closets, an attached full bath, and access to a private balcony. Also located upstairs are the kitchen, living room, and dining room, with a rear porch just off the dining area, creating an easy flow for everyday living or entertaining. Outside, the expansive lot provides ample space and potential. The backyard includes an in-ground pool ready for a new liner and a fenced yard in need of replacement, offering the chance to create a customized outdoor retreat. A unique horseshoe driveway accommodates up to 10 vehicles, adding exceptional convenience. This home is truly a diamond in the rough, offering tremendous upside for those with vision. Ideally located near local dining, shopping, and popular events like Shad Fest, this property combines location, space, and endless potential.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Microwave,Range/Oven-Electric,Washer,Oil Water Heater

Basement

  • Basement: None

Bedroom1

  • Level: Second
  • Area: 210

Bedroom2

  • Level: First
  • Area: 238

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Living/Dining Combo
  • Level: Second
  • Area: 56

Family Room

  • Level: First
  • Area: 544

Features

  • Utility Room
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Family Room,Living Room,Wood Burning,Wood Stove-Freestanding
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard - Hotwater,Zoned,Oil Tank Below Ground
  • Cooling features: Ceiling Fan(s),Window Unit(s)

Kitchen

  • Features: Kitchen Island,Country Kitchen,Eat-in Kitchen
  • Level: Second
  • Area: 162

Living Room

  • Level: Second
  • Area: 220

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 1917010690000000170000
  • Zoning description: PRD
  • Exclusions: Personal Property

Features

  • Private pool: Yes
  • Pool features: In Ground,Liner,Outdoor Pool
  • Patio & porch: Deck,Open Porch(es)
  • Exterior features: Curbs
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Wood

Lot

  • Lot size: 0.36 Acres
  • Lot size dimensions: 100 x 158

Parking

  • Total spaces: 10
  • Parking features: 1 Car Width,Driveway-Exclusive,Gravel,On Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$218$2,616
Property Taxes $1,199$14,388
Electricity $193$2,318
Total$4,896$58,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,862/yr
40% on housing$146,880/yr
45% on housing$130,560/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08530$323
Hunterdon County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 08530$290
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Listed for sale$725,000
1996-09-04Sold$219,500

For Sale by Agent

AgentAnthony Hudak Iii
BrokerageWeichert Realtors

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