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3 S Main St, Stockton, NJ, 08559

3beds
2baths
2,478sqft
$990,000
$400price/sqft
$7,163/moest. monthly cost
$286,520/yrincome needed

About This Home

Stunning Victorian home with a remarkable c.1820 stone barn, 3 S Main Street offers approximately 2,487 square feet of thoughtfully updated living space in the heart of Stockton, just steps from the Stockton Inn, Stockton Market, and other village amenities.Original doors have been restored to their natural wood finish and paired with crisp white trim, creating a clean, timeless aesthetic throughout the home. The updated kitchen features brand-new appliances, new cabinetry, and porcelain tile flooring. Solid wood pocket doors add architectural character and flexibility between living spaces. With three bedrooms and two full baths, the layout is well suited for either full-time living or a weekend retreat.Behind the home, the extraordinary c.1820 stone barn offers exceptional potential for future expansion or adaptive use. Rich in character and architectural presence, it may lend itself to a studio, gallery, workshop, office, or other customized use, subject to local approvals.The grounds have been extensively enhanced with an artist-designed terraced garden connecting the home and barn, along with fifteen arborvitae trees, new garden beds, reinforced retaining walls, and new brick stairs, patios, and walkways. A gravel driveway and expanded parking area provide ample off-street parking.Combining historic character, thoughtful updates, and a highly versatile stone barn, 3 S Main Street presents a rare opportunity in one of Hunterdon County's most desirable river towns.

Getting Around

42
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

6/10
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Clapboard

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Microwave,Range/Oven-Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Ground Level

Basement

  • Has basement: Yes
  • Basement: Yes,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Bath(s) Other,Dining Room,Kitchen,Living Room
  • Window features: Shades
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Radiant - Hot Water,Natural Gas
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,478
  • Total interior livable area: 2,478 sqft

Kitchen

  • Features: Kitchen Island,Separate Dining Area

Property

Details

  • Parcel number: 1923000080000000100000

Features

  • Patio & porch: Patio
  • Exterior features: Curbs,Sidewalk

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: .2700

Parking

  • Total spaces: 4
  • Parking features: Crushed Stone
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Strong Wind
    Strong WindVery High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Ice Storm
Winter Weather
Cold Wave
Drought
Heat Wave
Lightning
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,005$60,060
Home Insurance *$299$3,588
Property Taxes $1,586$19,032
Electricity $273$3,277
Total$7,163$85,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$245,588/yr
40% on housing$214,890/yr
45% on housing$191,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 08559$526
Hunterdon County$313

vs Homes Sold Last Month

Median $/sqft

ZIP 08559$295
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-14Listed for sale$990,000
2022-11-22Sold$580,000
2022-11-14Pending sale$599,999
2020-09-02Listing removed$445,000
2019-06-04Listed for sale$445,000
2018-04-30Listing removed$445,000
2018-03-22Listed for sale$445,000
2013-10-10Sold$3,845,000
1996-09-11Sold$235,000

For Sale by Agent

AgentLilah Dougherty
BrokerageCorcoran Sawyer Smith

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