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22 Polktown Road, Hampton, NJ, 08827

6beds
4baths
--sqft
$879,000
--price/sqft
$6,417/moest. monthly cost
$256,680/yrincome needed

About This Home

WELCOME TO 22 POLKTOWN ROAD A RARE AND EXCITING OPPORTUNITY FEATURING THREE SEPARATE RANCH-STYLE HOMES ON ONE LOT! SET ON 6+ BEAUTIFUL ACRES IN THE HIGHLY DESIRABLE SPRUCE RUN SECTION OF HUNTERDON COUNTY, THIS UNIQUE PROPERTY OFFERS EXCEPTIONAL VERSATILITY AND INCOME POTENTIAL. THE PROPERTY INCLUDES TWO INCOME-GENERATING HOMES IN ADDITION TO THE OWNER-OCCUPIED MAIN RESIDENCE. 20 POLKTOWN ROAD FEATURES 2 BEDROOMS AND 1 FULL BATH, WHILE 24 POLKTOWN ROAD OFFERS 1 BEDROOM AND 1 FULL BATH BOTH CURRENTLY RENTED TO LONG-TERM TENANTS.THE MAIN HOME AT 22 POLKTOWN ROAD BOASTS 3 BEDROOMS AND 2 FULL BATHS, A BRIGHT EAT-IN KITCHEN, FORMAL DINING ROOM, AND A SPACIOUS LIVING ROOM WITH A COZY WOOD-BURNING FIREPLACE. ENJOY SEAMLESS INDOOR-OUTDOOR LIVING WITH AN OVERSIZED DECK, PERFECT FOR ENTERTAINING OR RELAXING WHILE TAKING IN THE TRANQUIL NATURAL SURROUNDINGS.THE LOWER LEVEL OFFERS A RECREATION ROOM, LAUNDRY ROOM, UTILITY ROOM, WORKSHOP, AND ABUNDANT STORAGE SPACE.THIS IS A FANTASTIC OPPORTUNITY TO OWN A MINI REAL ESTATE PORTFOLIO LIVE IN ONE AND RENT THE OTHERS OR INVEST IN ALL THREE! ALL LOCATED IN A TOP-RATED SCHOOL DISTRICT WITH EASY COMMUTING ACCESS AND CLOSE PROXIMITY TO FARMS, RESTAURANTS, PARKS, AND EVERYTHING THE HUNTERDON COUNTY LIFESTYLE HAS TO OFFER.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Union Twp Middle SchoolGrades 4-83.2 mi
9/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Slab
  • Roof: Asphalt Shingle
  • Construction materials: Vinyl Siding,Wood Siding

Notable Dates

  • Major remodel year: 1990

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Carriage House
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Carbon Monoxide Detector,Dishwasher,Dryer,Range/Oven-Electric,Refrigerator,Washer,Electric Water Heater
  • Laundry features: In Basement

Basement

  • Features: Laundry Room, Rec Room, Utility Room, Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Finished,Full,Walk-Out Access

Bedroom1

  • Level: First
  • Area: 187

Bedroom2

  • Level: First
  • Area: 168

Bedroom3

  • Level: First
  • Area: 168

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Formal Dining Room
  • Level: First
  • Area: 378

Features

  • Rec Room,Workshop,Utility Room,See Remarks
  • Window features: Thermal Windows/Doors
  • Flooring: Carpet,Vinyl-Linoleum,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: 2 Units,Baseboard - Electric,Baseboard - Hotwater,Oil Tank Above Ground - Inside
  • Cooling features: Central Air,Wall Unit(s),Window Unit(s)

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen
  • Level: First
  • Area: 182

Living Room

  • Level: First
  • Area: 225

Property

Details

  • Parcel number: 1925000080000000050010
  • Zoning description: RESIDENTIAL
  • Exclusions: ALL ITEMS IN GARAGE AND REFRIGERATOR

Features

  • Patio & porch: Deck,Open Porch(es),Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 6.70 Acres
  • Features: Open Lot,Wooded
  • Lot size dimensions: 6.70

Parking

  • Total spaces: 10
  • Parking features: 1 Car Width,Additional Parking,Asphalt,Gravel,Off Street,Attached Garage,Finished Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Lightning
Winter Weather
Cold Wave
Heat Wave
Tornado

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$247$2,964
Property Taxes $1,533$18,396
Electricity $193$2,318
Total$6,417$77,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,011/yr
40% on housing$192,510/yr
45% on housing$171,120/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08827$247
Hunterdon County$312

vs Homes Sold Last Month

Median $/sqft

ZIP 08827$249
Hunterdon County$299

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-18Listed for sale$879,000
2025-12-09Pending sale$879,000
2025-10-06Listed for sale$879,000
2025-10-01Listing removed$879,000
2025-07-21Pending sale$879,000
2025-07-07Listed for sale$879,000
2001-01-24Sold$300,000

For Sale by Agent

AgentFreeman Smith
BrokerageColdwell Banker Realty

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