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101 North St, Bayonne, NJ, 07002

7beds
3baths
--sqft
$700,000
--price/sqft
$4,878/moest. monthly cost
$195,120/yrincome needed

About This Home

Priced to sell and being offered *as is*. Spacious two-family property offering flexible living across multiple levels. The first-floor features 3 bedrooms and 1 full bathroom. The second floor offers a bright living room, dining area, kitchen, and bedroom, with interior access to a private third-level attic with 3 additional bedrooms — perfect as a large owner's unit or rental. The unfinished basement adds a full bathroom and laundry space. Outside, enjoy a private backyard and two-car parking in front. All these just minutes from Staten Island with shops, restaurants, and parks close by. A great opportunity whether you're looking to live in one unit and rent the other or invest! Highest and best offer by Tuesday, August 4, 2026 at 12:00 PM

Getting Around

80
WalkingVery Walkable
65
TransitGood Transit
48
BikeSomewhat Bikeable

Schools

3/10
Bayonne High SchoolGrades 9-121.3 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial,Multi Level,Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Natural Gas,Hot Water
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 0100290000000026
  • Exclusions: Personal Property

Parking

  • Parking features: 2 Cars

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$236$2,832
Property Taxes $910$10,920
Electricity $193$2,318
Total$4,878$58,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,245/yr
40% on housing$146,340/yr
45% on housing$130,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07002$363
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07002$403
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-02Price change$700,000
2026-02-25Pending sale$749,000
2025-08-24Listed for sale$749,000
2023-11-17Listing removed--
2023-11-08Listed for sale$629,000
2007-09-27Sold$482,000
2000-06-21Sold$73,000
1998-12-01Sold$57,000
1995-12-05Sold$95,000
1993-11-08Sold$140,000

For Sale by Agent

AgentWILMER E IZQUIERDO
BrokerageUNITED REAL ESTATE OF NORTH JERSEY

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