13 Cottage St, Bayonne, NJ, 07002
About This Home
Legal 3-family investment opportunity just blocks from the 8th Street Light Rail, offering strong upside in one of Bayonne's fastest-evolving pockets. This property features a total of 7 bedrooms and 3 full bathrooms across three units, making it ideal for investors, owner-occupants, or those looking to maximize rental income. Each unit offers spacious layouts with great natural light, hardwood flooring, and functional living space. Select updates include refreshed interiors and an updated kitchen with modern cabinetry, countertops, and tile backsplash. Separate entrances and a classic multi-family layout provide flexibility for leasing and long-term hold strategies. The property also includes a private backyard, adding value for tenants and enhancing overall appeal. Positioned near the 8th Street Light Rail for easy access to Jersey City and NYC, the location is further strengthened by the nearby development of 1888 Studios, a major film production campus expected to bring significant job growth, infrastructure investment, and increased housing demand to the area. While the property requires some TLC, it is priced accordingly and presents a compelling value-add opportunity with strong long-term potential. Buyer responsible for all inspections and municipal requirements, including C/O. Property sold strictly as-is.
Getting Around
Very Walkable
Good Transit
BikeableSchools
Construction
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Multi Level
Interior
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Baseboard,Natural Gas,Hot Water
- Cooling features: Window Unit(s)
Property
Details
- Parcel number: 0100319000000003
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $1,007 | $12,084 |
| Electricity | $193 | $2,318 |
| Total | $5,379 | $64,548 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Listed for sale | $774,900 |
| 2022-05-12 | Sold | $480,000 |
| 2022-03-09 | Listed for sale | $549,000 |
View on Zillow