See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

650 1st St APT 3, Hoboken, NJ, 07030

1beds
1baths
640sqft
$440,000
$688price/sqft
$3,086/moest. monthly cost
$123,440/yrincome needed

About This Home

Corner Unit, Flooded with light. 650 1st St. is located on the corner of 1st St and Jackson. Unit features 1 bedroom, 7 windows. washer/dryer in building, updated with new floors, kitchen and lighting. Rental parking 1 block away at the Sky Club. 1st Street is a beautiful tree lined street full of day to day amenities, Commuting is a breeze via the Hoboken Path, Lite Rail Train to Downtown JC or via Holland Tunnel and NJ Turnpike. Take advantage of quick exit leaving town from Southwest section of Hoboken.

Getting Around

94
WalkingWalker's Paradise
81
TransitExcellent Transit
80
BikeVery Bikeable

Schools

6/10
Hoboken Middle SchoolGrades 6-80.6 mi
5/10
Hoboken High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Block,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 640
  • Total interior livable area: 640 sqft

Property

Details

  • Parcel number: 827
  • Other equipment: Intercom

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Coastal Flooding
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$57$684
Property Taxes $612$7,344
Electricity $193$2,318
Total$3,086$37,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,805/yr
40% on housing$92,580/yr
45% on housing$82,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$688This listing

vs Other Active Listings

Avg $/sqft

ZIP 07030$788
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07030$1,474
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$440,000
2026-06-24Price change$450,000
2026-06-05Listed for sale$475,000
2025-09-02Listing removed$428,800
2025-06-17Price change$428,800
2025-04-12Price change$448,800
2025-04-01Listed for sale$468,800
2022-04-18Listing removed--
2022-03-02Listed for sale$425,000
2019-03-28Listing removed$419,000
2019-03-05Price change$419,000
2019-01-31Listed for sale$449,000
2018-01-16Listing removed$2,050
2017-12-22Price change$2,050
2017-11-29Price change$2,100
2017-11-17Listed for rent$2,200
2014-12-24Listing removed$2,000
2014-12-04Listed for rent$2,000
2014-10-24Sold$300,000
2014-10-20Pending sale$325,000
2014-09-09Listed for sale$325,000
2002-06-03Sold$190,000

For Sale by Agent

AgentPATRICK CARROLL
BrokerageSTONE ROSE PROPERTIES

Similar Homes