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274 4th St, Jersey City, NJ, 07302

3beds
4baths
--sqft
$2,390,000
--price/sqft
$17,048/moest. monthly cost
$681,920/yrincome needed

About This Home

Discover a truly exceptional offering on coveted Doctors Row in the heart of Downtown Jersey City—where historic charm meets refined, modern luxury. This impeccably maintained 3-bedroom, 3.5-bath residence is distinguished not only by its timeless architecture, but by the rare and highly sought-after inclusion of a private garage and driveway parking—an unparalleled convenience in this prime urban setting. A sun-drenched living room welcomes you with expansive windows and elegant wainscoting, creating a sophisticated yet inviting backdrop for both everyday living and elevated entertaining. The home’s gracious flow continues into a formal dining room anchored by a striking exposed brick fireplace, blending warmth and character with timeless design. The chef’s kitchen is beautifully appointed with granite countertops, custom cabinetry, and premium appliances including a Viking range and Sub-Zero refrigerator—perfectly suited for both intimate dinners and larger gatherings. A full bathroom on this level, complete with a classic clawfoot tub, adds charm and convenience for guests. Upstairs, the serene primary suite offers a true retreat, featuring two walk-in closets and direct access to a fully private Trex deck—an ideal setting for quiet mornings, evening relaxation and entertainment. The primary bathroom is luxuriously appointed with Restoration Hardware cabinetry and fixtures, delivering a spa-like experience with elevated, timeless finishes. Two additional bedrooms and a well-appointed full bathroom provide flexibility for family, guests, or a thoughtfully designed home office. The lower level introduces a versatile bonus space ideal for a media room, lounge, fitness area, or playroom, complete with a convenient half bath with laundry—designed to adapt seamlessly to your lifestyle. Originally built in the 1800s, this architectural gem has been meticulously reimagined to preserve its historic integrity while incorporating today’s most desirable upgrades. Rich hardwood flooring runs throughout, enhancing the home’s cohesive elegance and enduring appeal. Positioned just moments from Hamilton Park, Grove Street PATH, and an array of acclaimed dining, shopping, and cultural destinations, this residence offers a rare opportunity to own in one of Jersey City’s most sought-after neighborhoods. Located within the highly coveted P.S.5 school zone, it delivers both exceptional everyday living and enduring long-term value—set within a vibrant community often regarded as New York City’s “sixth borough,” just minutes from Manhattan. Further enhanced by the rare luxury of private garage and driveway parking, along with seamless indoor-outdoor living, this is a truly distinguished offering.

Getting Around

98
WalkingWalker's Paradise
82
TransitExcellent Transit
78
BikeVery Bikeable

Schools

7/10
Dr. Michael Conti SchoolGrades PK-80.3 mi
2/10

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brownstone
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Refrigerator,Washer/Dryer,Gas Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Gas

Property

Details

  • Parcel number: 0611206000000013
  • Exclusions: All personal and staging items

Lot

  • Lot size: 2,000 sqft
  • Lot size dimensions: 20 x 100

Parking

  • Parking features: 2 Cars,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,085$145,020
Home Insurance *$569$6,828
Property Taxes $4,201$50,412
Electricity $193$2,318
Total$17,048$204,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$584,502/yr
40% on housing$511,440/yr
45% on housing$454,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07302$648
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07302$694
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$2,390,000
2024-04-13Listing removed--
2024-03-22Price change$8,500
2024-03-05Listed for rent$8,999
2015-12-04Sold$1,610,000
2008-05-01Sold$1,050,000
2005-01-10Sold$760,000
1999-10-04Sold$210,000

For Sale by Agent

AgentFRANCESCO MAZZAFERRO, CHRISTIE'S INTERNATIONAL REAL ESTATE GROUP
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE GROUP

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