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85 Oakland Ave #2, Jersey City, NJ, 07306

3beds
2baths
1,200sqft
$520,000
$433price/sqft
$3,910/moest. monthly cost
$156,400/yrincome needed

About This Home

Lovely 1200 + ft 3 bedroom 2 full bath 2nd floor condo with backyard just in time for your summer entertaining, 2 blocks to Journal Square Path Train and all JC's Journal Square has to offer! New whole foods and additional Path entrance with all the restaurants and shoppes opening now. Perfect time to settle in to NJ award winning school district. This unit has hardwood floors & all new style lighting.

Getting Around

94
WalkingWalker's Paradise
84
TransitExcellent Transit
61
BikeBikeable

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Washer/Dryer,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 0605702000000015C0002
  • Other equipment: Intercom

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$187$2,244
Property Taxes $901$10,812
Electricity $193$2,318
Total$3,910$46,920
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,057/yr
40% on housing$117,300/yr
45% on housing$104,266/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 07306$416
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07306$505
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Price change$599,000
2026-02-08Price change$649,900
2025-12-15Listed for sale$679,000
2018-06-09Listing removed$1,650
2018-06-04Listed for rent$1,650
2014-06-27Sold$149,900
2013-12-13Sold$368,321
2013-07-01Listing removed$209,000
2012-07-13Listed for sale$209,000
2012-06-05Listing removed$209,000
2011-02-26Listed for sale$209,000
2008-02-14Sold$335,000

For Sale by Agent

AgentELLASON CURDGELE
BrokerageCOLDWELL BANKER REALTY

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