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95 Bidwell Ave, Jersey City, NJ, 07305

4beds
3baths
0sqft
$489,000
--price/sqft
$3,749/moest. monthly cost
$149,960/yrincome needed

About This Home

Discover an excellent value-add opportunity in Jersey City! This two-family home at 95 Bidwell Ave offers strong potential for homeowners and investors alike. The first floor features 2 bedrooms, 1 bathroom, a living room, and an eat-in kitchen. The second floor mirrors the layout with 2 bedrooms, 1 bathroom, living room, and kitchen. The home offers solid bones and generous space, and with cosmetic updating it can quickly increase in value and appeal.Perfect for first-time buyers looking to live in one unit and offset the mortgage by renting the other, or for investors seeking a property with long-term upside and strong rental demand. Conveniently located near shopping, dining, transportation, and major highways for easy access to NYC and the surrounding metro area. A smart opportunity to build equity in a desirable Jersey City location. Short sale

Getting Around

83
WalkingVery Walkable
69
TransitGood Transit
80
BikeVery Bikeable

Schools

Construction

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: See Remarks

Basement

  • Has basement: Yes
  • Basement: Yes,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedrooms,Kitchen,Living Room,See Remarks

Heating & Cooling

  • Heating features: 2 Units,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0

Property

Details

  • Parcel number: 1806240020000000510000

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 2,250 sqft
  • Lot size dimensions: 25 x 90AV

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$225$2,700
Property Taxes $859$10,308
Electricity $193$2,318
Total$3,749$44,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,537/yr
40% on housing$112,470/yr
45% on housing$99,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$368
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$489,000
2026-03-19Pending sale$489,000
2025-11-19Price change$489,000
2025-05-07Listed for sale$550,000
2025-05-06Listing removed$599,000
2025-03-20Price change$599,000
2025-02-21Listed for sale$636,000
2023-04-06Listing removed--
2023-01-26Listed for sale$550,000
2021-03-24Listing removed--
2020-07-14Sold$355,000
2019-04-18Listing removed$379,000
2019-03-21Listed for sale$379,000
2016-02-12Sold$210,000
2015-10-08Price change$215,000
2015-09-25Listed for sale$225,000
2014-03-27Listing removed$225,000
2013-09-27Listed for sale$225,000
2013-08-26Listing removed$239,000
2013-03-01Listed for sale$239,000

For Sale by Agent

AgentLaiane Neto
BrokerageLim Bances Realty

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