See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

18 Stevens Ave, Jersey City, NJ, 07305

8beds
3baths
--sqft
$725,000
--price/sqft
$5,436/moest. monthly cost
$217,440/yrincome needed

About This Home

Excellent opportunity to own or invest in a spacious two-family home in Jersey City's rapidly developing Greenville neighborhood, just minutes from public transportation, shopping, parks, and major highways. Each unit offers 3 bedrooms, 1 full bath, large living areas, spacious bedrooms, and walk-in closets. The first-floor unit features access to a private deck, perfect for relaxing or entertaining. The finished basement includes 2 additional flexible rooms and 1 full bath, providing valuable extra living space. Enjoy a large backyard with endless possibilities for entertaining, gardening, outdoor enjoyment, or potential parking through shared driveway access. This property presents an excellent opportunity for both owner-occupants and investors to enter the Jersey City market and benefit from the continued growth and redevelopment of the Greenville area, with the option to keep existing tenants in place.

Getting Around

75
WalkingVery Walkable
70
TransitExcellent Transit
82
BikeVery Bikeable

Schools

2/10
1/10
Henry Snyder High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Multi Level
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 0626501000000040

Parking

  • Parking features: 1 Car,See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$334$4,008
Property Taxes $1,244$14,928
Electricity $193$2,318
Total$5,436$65,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,377/yr
40% on housing$163,080/yr
45% on housing$144,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$367
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$725,000
2022-09-09Sold$545,000
2022-05-23Listed for sale$535,000
2014-08-28Sold$209,000
2013-10-30Listed for sale$229,000
2013-09-09Sold$105,000
2010-12-13Sold$70,000
2010-09-14Sold$331,867
2010-08-19Pending sale$124,900
2010-07-16Price change$124,900
2010-06-16Price change$144,900
2010-06-06Listed for sale--
2008-02-01Sold$350,000
2007-11-09Sold$210,000

For Sale by Agent

AgentLYANNE GIRALDO
BrokerageREMAX SELECT

Similar Homes