295 Old Bergen Rd, Jersey City, NJ, 07305
About This Home
Welcome to 295 Old Bergen Rd, an updated 2-family home offering space, versatility, and strong investment appeal in Jersey City. Each unit features three spacious bedrooms, one full bathroom, a bright living room, and an eat-in kitchen, creating comfortable and functional layouts throughout. With a total of six bedrooms and two full bathrooms across both units, this property provides generous living space and excellent multi-family potential for investors or owner-occupants. The thoughtful updates throughout add modern touches while maintaining the home's character. A finished basement adds valuable bonus space ideal for recreation, storage, a home office, or everyday use, enhancing the property's overall flexibility. Conveniently located near transportation, shopping, parks, and major commuter routes, this is a fantastic opportunity to secure a multi-family property in Jersey City. Grab it before it's gone!
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1880
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Microwave,Range/Oven - Gas,Refrigerator,Dishwasher
Basement
- Has basement: Yes
- Basement: Yes,Finished
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bedrooms,Eat-in Kitchen,Living Room,Eat-In Kitchen
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 19,998
- Total interior livable area: 19,998 sqft
Property
Details
- Parcel number: 1806270050000000150000
Features
- Levels: Two
- Stories: 2
Lot
- Lot size: 3,484 sqft
- Lot size dimensions: 25 x 136.99
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,180 | $38,160 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $1,105 | $13,260 |
| Electricity | $2,204 | $26,453 |
| Total | $6,779 | $81,348 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $629,000 |
| 2026-06-10 | Listing removed | $589,000 |
| 2026-04-28 | Pending sale | $589,000 |
| 2026-03-11 | Listed for sale | $589,000 |
| 2020-09-16 | Sold | $360,000 |
| 2020-07-02 | Sold | $375,000 |
| 2020-04-21 | Pending sale | $344,900 |
| 2020-04-06 | Sold | $370,000 |
| 2020-03-12 | Listed for sale | $344,900 |
| 2017-01-20 | Listing removed | $210,000 |
| 2016-09-01 | Listed for sale | $210,000 |
| 2006-07-17 | Sold | $390,000 |
| 2006-05-01 | Sold | $390,000 |
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