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115 Old Bergen Rd, Jersey City, NJ, 07305

7beds
3baths
--sqft
$799,000
--price/sqft
$6,005/moest. monthly cost
$240,200/yrincome needed

About This Home

Welcome to 115 Old Bergen Road, a well-maintained two-family home offering 7 bedrooms and 3 full bathrooms across two spacious units plus a bonus living space. This property delivers immediate rental income and long-term value in one of Jersey City's most actively developing neighborhoods. Unit 1 features three generously sized bedrooms and one full bathroom. Unit 2 mirrors the layout with three bedrooms and one full bathroom. A bonus space with one bedroom and one full bathroom provides additional flexibility, ideal for an in-law suite, or a home office. The units feature hardwood floors throughout, separate utilities for each unit, private garage parking, and one additional exterior parking spot. Location is everything. Situated minutes from the New Jersey Turnpike and NJ Transit bus and light rail, commuting is fast and convenient. Nearby shopping, dining, schools, and parks round out everyday living. Whether you're an investor seeking a turnkey income property with strong cash flow, or an owner-occupant looking to live in one unit, 115 Old Bergen Road checks every box.

Getting Around

83
WalkingVery Walkable
71
TransitExcellent Transit
67
BikeBikeable

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Multi Family

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 0629203000000042
  • Exclusions: All Personal Property

Parking

  • Parking features: 2 Cars

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$368$4,416
Property Taxes $1,404$16,848
Electricity $193$2,318
Total$6,005$72,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,885/yr
40% on housing$180,150/yr
45% on housing$160,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$367
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$799,000
2022-01-11Listing removed--
2021-12-09Listed for sale$699,000
2021-02-25Listing removed--
2020-07-18Listing removed$1,800
2020-06-25Listed for rent$1,800
2020-01-24Sold$470,000
2019-10-11Pending sale$499,000
2019-09-19Listed for sale$499,000
2018-12-27Sold$242,673
2014-08-14Listing removed$1,950
2014-07-24Listed for rent$1,950
2014-05-23Sold$265,000
2014-04-02Listed for sale$265,000
2011-07-15Listing removed$285,000
2011-01-11Price change$285,000
2010-10-18Price change$322,000
2010-03-25Price change$355,000
2009-08-29Listed for sale$499,000
2009-01-13Listing removed$529,000
2008-07-12Listed for sale$529,000

For Sale by Agent

AgentJAMEEL MOHAMMED
BrokerageELITE NJ

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