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148 Garfield Ave, Jersey City, NJ, 07305

4beds
2baths
--sqft
$999,000
--price/sqft
$7,461/moest. monthly cost
$298,440/yrincome needed

About This Home

This property is located in a in a high demand-redevelopment area within the Bergen -Lafayette neighborhood of Jersey City, This is area is experiencing great transformation and is great for investors. Potential condo conversion.

Getting Around

80
WalkingVery Walkable
70
TransitExcellent Transit
61
BikeBikeable

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Carriage House
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 0630104000000001

Parking

  • Parking features: 2 Cars,Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$461$5,532
Property Taxes $1,756$21,072
Electricity $193$2,318
Total$7,461$89,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$255,805/yr
40% on housing$223,830/yr
45% on housing$198,960/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$366
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$999,999
1997-12-22Sold$92,000

For Sale by Agent

AgentJEETRANI EUELL
BrokerageEXP REALTY LLC

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