See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

546 Garfield Ave, Jersey City, NJ, 07305

7beds
3baths
--sqft
$1,199,000
--price/sqft
$8,851/moest. monthly cost
$354,040/yrincome needed

About This Home

HUGE two family house for full renovation or knockdown. This is selling fully as is condition, drive by to see the full measurement 63x110 land, blocks away from Richard Light Rail Station. Selling as full rehab/gut. Colonial style 2F home sitting on huge lot 63x110. The home total living area is about 2,531 sq. ft, basement is 1599 sq ft., garage, open porch and still can park 8+ cars. Calling all investors, BUILDERS! Good Manhattan view at the back if you are putting brand new construction with back terrace and roof deck.

Getting Around

68
WalkingSomewhat Walkable
68
TransitGood Transit
61
BikeBikeable

Schools

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary,Multi Level
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Natural Gas,Radiators
  • Cooling features: Gas

Property

Details

  • Parcel number: 0626001000000017

Parking

  • Parking features: 3+ Cars,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,062$72,744
Home Insurance *$553$6,636
Property Taxes $2,043$24,516
Electricity $193$2,318
Total$8,851$106,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$303,462/yr
40% on housing$265,530/yr
45% on housing$236,026/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$365
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-29Listed for sale$1,199,000
2026-07-21Listing removed$1,499,000
2026-06-09Listed for sale$1,499,000
1994-04-27Sold$55,028
1993-10-21Sold$38,002

For Sale by Agent

AgentNENITA ROQUE
BrokerageWEICHERT REALTORS

Similar Homes