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605 Garfield Ave, Jersey City, NJ, 07305

4beds
2baths
1,592sqft
$585,000
$367price/sqft
$4,449/moest. monthly cost
$177,960/yrincome needed

About This Home

Welcome to this beautifully renovated 4-bedroom, 1.5-bath Colonial home located in the heart of Jersey City's growing Greenville neighborhood. This move-in ready property offers the perfect blend of classic charm and modern upgrades. Step inside to find a bright and spacious layout featuring a stylishly updated kitchen equipped with stainless steel appliances, ample cabinetry, and sleek finishes —perfect for everyday living and entertaining. Enjoy the comfort of central air conditioning, gas heating, and thoughtfully updated interiors throughout. The home also features a full unfinished walk-out basement, offering endless potential for storage, a home gym, or future expansion. Step outside to your private backyard, ideal for relaxing, gardening, or hosting gatherings. 9 Conveniently located near public transportation, major highways, shopping, and parks—making commuting to NYC simple and accessible.

Getting Around

71
WalkingVery Walkable
68
TransitGood Transit
74
BikeVery Bikeable

Schools

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Gas

Interior Area

  • Total structure area: 1,592
  • Total interior livable area: 1,592 sqft

Property

Details

  • Parcel number: 0624103000000033

Lot

  • Lot size: 1,907 sqft
  • Lot size dimensions: 22.75 x 83.85 IR.

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$270$3,240
Property Taxes $1,028$12,336
Electricity $193$2,318
Total$4,449$53,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,537/yr
40% on housing$133,470/yr
45% on housing$118,640/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$367This listing

vs Other Active Listings

Avg $/sqft

ZIP 07305$368
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07305$388
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Listed for sale$585,000
2024-03-07Sold$440,000
2024-01-11Pending sale$429,999
2023-12-21Listed for sale$429,999
2023-06-30Sold$213,233

For Sale by Agent

AgentMARY HENALLAH
BrokerageAMERICA'S ELITE GROUP LLC

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