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103 Boyd Ave, Jersey City, NJ, 07304

4beds
2baths
--sqft
$759,000
--price/sqft
$5,697/moest. monthly cost
$227,880/yrincome needed

About This Home

Renovated and thoughtfully redesigned with all modern amenities, this spacious single-family home offers effortless living, beginning with a welcoming enclosed front porch and beautiful hardwood floors throughout. The main level features an open-concept living and dining area centered around a chic designer accent wall and sleek modern fireplace — the perfect setting for both everyday living and entertaining. The fully equipped shaker kitchen is appointed with white quartz countertops, stainless steel appliances, and a center island with breakfast bar seating. Also on this level is a versatile multipurpose bedroom or home office, a full bathroom with convenient Jack-and-Jill access, and direct access to the private deck and backyard, creating seamless indoor-outdoor living. Upstairs, you’ll find three generously sized bedrooms and an additional full bath featuring a modern stand-up shower, along with a dedicated washer/dryer closet for added everyday convenience. The fully finished basement further expands the home’s flexibility, offering the perfect space for a family room, recreation area, or gym. This level also features a second washer/dryer hookup or potential wet bar area, an additional bonus room, and direct access to the backyard. With central air and heat, multiple laundry areas, designer wall panel detailing, and private outdoor space, this home checks every box for today’s lifestyle needs. Perfectly located just minutes from the light rail and surrounded by an exciting mix of trendy restaurants and shops, this move-in-ready residence delivers the ideal blend of comfort and flexibility. Just unpack and enjoy!

Getting Around

92
WalkingWalker's Paradise
75
TransitExcellent Transit
56
BikeBikeable

Schools

3/10
1/10
Lincoln High SchoolGrades 9-120.7 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Gas

Property

Details

  • Parcel number: 0620602000000006
  • Exclusions: All staging items

Lot

  • Lot size: 1,935 sqft
  • Lot size dimensions: 21.5 x 90

Parking

  • Parking features: See Remarks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,837$46,044
Home Insurance *$328$3,936
Property Taxes $1,339$16,068
Electricity $193$2,318
Total$5,697$68,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,325/yr
40% on housing$170,910/yr
45% on housing$151,920/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$386
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-25Price change$759,000
2026-02-17Listed for sale$779,000
2023-07-12Sold$340,000
2023-05-08Listed for sale$393,000

For Sale by Agent

AgentFRANCESCO MAZZAFERRO, CHRISTIE'S INTERNATIONAL REAL ESTATE GROUP
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE GROUP

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