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95 Lexington Ave, Jersey City, NJ, 07304

5beds
4baths
--sqft
$575,000
--price/sqft
$4,358/moest. monthly cost
$174,320/yrincome needed

About This Home

Lovely, well kept colonial with 4 charming levels of living space, with parking in the front. Possible 2 family conversion and perfect for an extended or growing family. Finished ground level walkout basement and finished attic gives this very comfortable home so many possibilities. A full bath and bedrooms on every level, amazing pine wood floors and sparkling oak hardwood throughout. Crown moldings and a super romantic stone fireplace make this a forever home! Steps to BY bus. all shopping and essential services. Historic Lincoln park 2 blocks away.

Getting Around

88
WalkingVery Walkable
74
TransitExcellent Transit
59
BikeBikeable

Schools

5/10
Dr. Paul Rafalides SchoolGrades PK-40.2 mi
3/10
1/10
Lincoln High SchoolGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Multi Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Gas

Property

Details

  • Parcel number: 0619302000000016

Lot

  • Lot size: 2,200 sqft
  • Lot size dimensions: 22 x 100

Parking

  • Parking features: 2 Cars

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$248$2,976
Property Taxes $1,010$12,120
Electricity $193$2,318
Total$4,358$52,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,417/yr
40% on housing$130,740/yr
45% on housing$116,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$387
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$575,000
2005-05-25Sold$199,900
2004-12-08Sold$201,100

For Sale by Agent

AgentELLASON CURDGELE
BrokerageCOLDWELL BANKER REALTY

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