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145 Harrison Ave APT 405, Jersey City, NJ, 07304

3beds
1baths
1,103sqft
$279,000
$253price/sqft
$2,198/moest. monthly cost
$87,920/yrincome needed

About This Home

Getting Around

94
WalkingWalker's Paradise
74
TransitExcellent Transit
60
BikeBikeable

Schools

3/10
1/10
Lincoln High SchoolGrades 9-120.3 mi

Construction

Materials

  • Construction materials: Brick,Stone

Type & Style

  • Home type: Condo
  • Architectural style: Brownstone,Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,103
  • Total interior livable area: 1,103 sqft

Property

Details

  • Parcel number: 0618406000000016C0405

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$120$1,440
Property Taxes $475$5,700
Electricity $193$2,318
Total$2,198$26,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,360/yr
40% on housing$65,940/yr
45% on housing$58,613/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$389
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-10Listed for sale$279,000
2017-08-10Listing removed$280,000
2017-07-25Price change$280,000
2017-06-15Price change$145,000
2017-06-05Listed for sale$155,000
2015-04-09Sold$57,750
2015-02-11Pending sale$64,000
2014-11-20Price change$64,000
2014-08-06Listed for sale$75,000
2014-03-19Listing removed$110,000
2013-09-18Listed for sale$110,000
2013-09-09Sold$68,500
2013-03-25Listed for sale$120,000

For Sale by Agent

AgentSANDRA LIM
BrokerageUNITED NOVA REALTY LLC

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