813 Montgomery St, Jersey City, NJ, 07306
About This Home
Charming and unique, this 2-family Victorian-era home with Queen Anne–style influences offer the perfect opportunity for a new home with income, or it can be a smart investment property. This home is an inviting blend of historic character with generous living space. The residence spans 2½ stories, is flooded with natural light, includes 6 bedrooms, 4 full baths and a finished basement. The furnace and hot water heater are very young and systems are well maintained, You can walk out to the generously large rear yard from both the first floor and the ground floor. The property is conveniently located near Lincoln Park, the Journal Square PATH, Kennedy Blvd buses, and St. Peter’s University. In addition, you will enjoy everyday essentials just moments from your doorstep.
Getting Around
Walker's Paradise
Excellent Transit
BikeableSchools
Construction
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Victorian
- Property subType: Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Heating & Cooling
- Heating features: Natural Gas,Hot Water,Radiators
- Cooling features: Window Unit(s),Gas
Property
Parking
- Parking features: See Remarks
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,504 | $54,048 |
| Home Insurance * | $320 | $3,840 |
| Property Taxes | $1,158 | $13,896 |
| Electricity | $193 | $2,318 |
| Total | $6,175 | $74,100 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-08 | Price change | $950,000 |
| 2026-03-02 | Listed for sale | $889,900 |
| 2009-01-07 | Sold | $369,900 |
| 2005-12-28 | Sold | $225,000 |
View on Zillow