446 Mercer St, Jersey City, NJ, 07302
About This Home
Welcome to this spacious 1,331 sf single-family 4 bed, 2 bath attached home nestled in the vibrant Journal Square section of Jersey City. Originally renovated in 2009 and enhanced with brand-new energy-efficient windows in 2017, this three-story residence boasts gleaming hardwood floors running seamlessly across all three levels. The intelligently designed layout begins on the first floor, which features a private bedroom, a full bathroom, and a dedicated laundry area—ideal for guests or an independent home office setup. The second level serves as the heart of the home, showcasing a bright and airy living room, an updated kitchen tailored for home chefs, and a formal dining area perfect for hosting. Ascending to the third floor, you will find three additional spacious bedrooms and a second full bathroom, providing ample space and privacy for everyone. Beyond the interior, the property delivers incredible urban convenience, highlighted by a private, enclosed backyard complete with a functional storage shed and a secure, fenced parking area that comfortably accommodates two vehicles. Situated just over a half-mile from the Journal Square PATH station, this address offers an effortless commute into Lower and Midtown Manhattan, while local bus routes and nearby Hudson-Bergen Light Rail access make traveling across Hudson County a breeze. Residents will enjoy close proximity to the sprawling greenery of Lincoln Park, dynamic neighborhood dining, and local schools, making this turnkey home a premier choice for modern city living.
Getting Around
Walker's Paradise
Excellent Transit
Somewhat BikeableSchools
Construction
Materials
- Construction materials: Aluminum Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Multi Level
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Washer/Dryer,Gas Oven
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Wall/Window Unit(s),Gas
Interior Area
- Total structure area: 1,331
- Total interior livable area: 1,331 sqft
Property
Details
- Parcel number: 0612402000000016
- Exclusions: Personal property
Lot
- Lot size: 2,090 sqft
- Lot size dimensions: .048
Parking
- Parking features: 2 Cars
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,387 | $40,644 |
| Home Insurance * | $159 | $1,908 |
| Property Taxes | $1,177 | $14,124 |
| Electricity | $193 | $2,318 |
| Total | $4,916 | $58,992 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-29 | Listed for sale | $670,000 |
| 2026-04-10 | Listing removed | $674,999 |
| 2026-01-09 | Listed for sale | $674,999 |
| 2009-03-04 | Sold | $149,000 |
| 2002-03-06 | Sold | $169,600 |
| 2001-03-23 | Sold | $169,600 |
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