491 Mercer St, Jersey City, NJ, 07306
About This Home
This beautiful and well-maintained 2-family house, located in the highly sought-after Journal Square neighborhood of Jersey City, is truly a must-see property! The duplex unit features two large bedrooms, a small den/office space, two bathrooms, hardwood floors, stainless steel appliances, and a private 550 sq. ft. backyard with a large deck, perfect for entertaining guests! The ground-floor unit offers one bedroom, an eat-in kitchen, a full bathroom, and a spacious living area. The location is just 8 blocks from the Journal Square Path Station and a 10-minute drive to the Holland Tunnel. With a lot size of 16x102 AV, this property is situated in a quiet, safe residential area with easy access to transportation, restaurants, and shopping. Don't miss this opportunity to own a charming 2-family home in a prime location!
Getting Around
Walker's Paradise
Excellent Transit
BikeableSchools
Construction
Materials
- Construction materials: Aluminum Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Row House
- Property subType: Multi Family
Interior
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Natural Gas,Radiators
- Cooling features: Gas
Property
Details
- Parcel number: 0613502000000002
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $287 | $3,444 |
| Property Taxes | $1,404 | $16,848 |
| Electricity | $193 | $2,318 |
| Total | $5,924 | $71,088 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $799,000 |
| 2025-10-14 | Listing removed | $799,000 |
| 2025-03-13 | Listed for sale | $799,000 |
| 2018-02-24 | Listing removed | $2,300 |
| 2017-12-28 | Price change | $2,300 |
| 2017-10-05 | Listed for rent | $2,450 |
| 2016-10-26 | Sold | $469,000 |
| 2016-07-25 | Listing removed | $469,000 |
| 2016-07-19 | Listed for sale | $469,000 |
| 2012-11-26 | Listing removed | $299,900 |
| 2012-11-10 | Listed for sale | $299,900 |
| 2012-10-23 | Sold | $275,000 |
| 2012-10-14 | Price change | $280,000 |
| 2012-04-30 | Price change | $294,800 |
| 2012-04-29 | Price change | $299,000 |
| 2012-04-26 | Price change | $294,800 |
| 2012-04-24 | Price change | $299,000 |
| 2012-04-22 | Price change | $294,800 |
| 2012-04-21 | Price change | $299,000 |
| 2012-04-15 | Price change | $294,800 |
| 2012-03-16 | Price change | $299,000 |
| 2011-12-17 | Price change | $309,900 |
| 2011-10-09 | Price change | $329,900 |
| 2011-08-26 | Price change | $349,900 |
| 2011-07-29 | Listed for sale | $385,000 |
| 2006-04-06 | Sold | $425,000 |
| 2004-03-27 | Sold | $234,000 |
| 2003-09-24 | Sold | $165,000 |
| 2002-08-26 | Sold | $105,000 |
| 1999-08-10 | Sold | $98,000 |
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