See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

34 Madison Ave, Jersey City, NJ, 07304

4beds
4baths
--sqft
$999,999
--price/sqft
$7,385/moest. monthly cost
$295,400/yrincome needed

About This Home

Introducing a rare gem in the culturally diverse, walkable Bergen-Lafayette district of Jersey City—an exceptional brownstone three-family investment. This meticulously maintained property offers spacious living: a garden-style duplex with private entry, two bathrooms, a family room, a formal dining room, an expansive eat-in kitchen, and a private backyard oasis. The other two units each feature one bedroom with stylish exposed brick, open floor plans, high ceilings, abundant natural sunlight, and gleaming hardwood floors throughout. Whether you’re an investor seeking impressive returns or an end-user looking to supplement income, this property is ideal. Surrounded by local retailers, parks, and convenient transit—reach NYC in under 25 minutes via NJ Transit or PATH. Don’t wait—contact today. This won’t last!

Getting Around

87
WalkingVery Walkable
75
TransitExcellent Transit
59
BikeBikeable

Schools

3/10
Ollie Culbreth Jr. SchoolGrades PK-80.2 mi
1/10
Lincoln High SchoolGrades 9-120.2 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Brownstone

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Property

Details

  • Parcel number: 06 18801000000050
  • Exclusions: Personal Property.

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$432$5,184
Property Taxes $1,704$20,448
Electricity $193$2,318
Total$7,385$88,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,200/yr
40% on housing$221,550/yr
45% on housing$196,933/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$385
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-01Listed for sale$1,100,000
2015-02-19Sold$351,000
2015-02-11Pending sale$369,000
2015-02-11Listed for sale$369,000
2014-10-08Listing removed$369,000
2014-08-14Listed for sale$369,000
2014-08-14Pending sale$369,000
2014-06-25Price change$369,000
2014-05-28Listed for sale$375,000
2014-05-27Pending sale$375,000
2014-03-26Price change$375,000
2014-03-07Listed for sale$390,000
2005-02-22Sold$390,000
2000-03-20Sold$125,000

For Sale by Agent

AgentFRANCESCO MAZZAFERRO, CHRISTIE'S INTERNATIONAL REAL ESTATE GROUP
BrokerageCHRISTIE'S INTERNATIONAL REAL ESTATE GROUP

Similar Homes