480 Bergen Ave, Jersey City, NJ, 07304
About This Home
Newly renovated two-family home in Jersey City with easy access to NYC, major transportation, shopping, and dining. The 1st unit offers 2 bedrooms, 1 bath, a full unfinished basement, and private backyard access. The spacious 2nd unit features 6 bedrooms and 2 full baths across two levels. Excellent opportunity for investors or owner-occupants in sought-after Hudson County with strong rental income potential.
Getting Around
Walker's Paradise
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1895
Materials
- Roof: Asphalt Shingle
- Construction materials: Vinyl Siding
Notable Dates
- Major remodel year: 2026
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Exhaust Fan,Range/Oven - Gas,Kitchen Exhaust Fan,Refrigerator,Electric Water Heater
Basement
- Has basement: Yes
- Basement: Yes,Partially Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 3
- Full bathrooms: 3
Features
- Bedrooms,Eat-in Kitchen,Living/Dining Room,Attic,Kitchen
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 1806185010000000140000
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 1,822 sqft
- Lot size dimensions: 18.50 x 98.49 IRR
Parking
- Parking features: None,On Street,On-Street Parking
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $324 | $3,888 |
| Property Taxes | $1,251 | $15,012 |
| Electricity | $193 | $2,318 |
| Total | $5,560 | $66,720 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-29 | Listed for sale | $749,999 |
| 2022-01-07 | Sold | $272,500 |
For Sale by Agent
View on Zillow