196 Union St, Jersey City, NJ, 07304
About This Home
Welcome to 196 Union St, a beautifully appointed 3-bedroom residence offering an exceptional blend of comfort and sophistication. This home features a thoughtfully designed layout with generous living spaces, ideal for both everyday living and elegant entertaining. Step outside to your private backyard oasis—perfect for al fresco dining, gardening, or quiet relaxation. A rare opportunity to enjoy refined living with the added luxury of outdoor space.
Getting Around
Very Walkable
Excellent Transit
BikeableSchools
Construction
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Row House
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Washer/Dryer,Gas Oven
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Heating features: Natural Gas
Interior Area
- Total structure area: 1,687
- Total interior livable area: 1,687 sqft
Property
Details
- Parcel number: 0619402000000023
- Exclusions: All Personal Items
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $194 | $2,328 |
| Property Taxes | $765 | $9,180 |
| Electricity | $193 | $2,318 |
| Total | $3,422 | $41,064 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $449,000 |
| 2003-05-27 | Sold | $75,100 |
| 2000-10-26 | Sold | $16,500 |
View on Zillow