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244 Clerk St, Jersey City, NJ, 07304

3beds
2baths
--sqft
$499,000
--price/sqft
$3,808/moest. monthly cost
$152,320/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 2-bathroom single-family home perfectly situated in the heart of Jersey City. This residence offers a functional and spacious layout, featuring three comfortable bedrooms, two full bathrooms, and a fully finished basement that provides versatile space for a home office, recreation room, or additional storage. The true standout is the expansive, private backyard—a rare urban oasis offering endless possibilities for gardening, outdoor dining, and large-scale entertaining. Whether you are looking to customize your dream home or seeking a high-potential investment in a prime location, this property delivers. Conveniently located near local schools, shopping, dining, and major transportation for an easy commute. This Jersey City gem is a must-see—schedule your private tour today!

Getting Around

75
WalkingVery Walkable
73
TransitExcellent Transit
55
BikeBikeable

Schools

3/10
Ollie Culbreth Jr. SchoolGrades PK-80.3 mi
1/10
Lincoln High SchoolGrades 9-120.4 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Washer/Dryer,Electric Oven

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall/Window Unit(s)

Property

Details

  • Parcel number: 0621303000000025

Lot

  • Lot size: 2,334 sqft
  • Lot size dimensions: 14.7 x 158.8

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$215$2,580
Property Taxes $877$10,524
Electricity $193$2,318
Total$3,808$45,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,560/yr
40% on housing$114,240/yr
45% on housing$101,546/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$388
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$499,000
2025-01-13Sold$450,000
2024-12-18Pending sale$449,999
2024-11-14Listed for sale$449,999
2023-01-06Listing removed--
2022-08-29Listed for sale$405,900
2016-09-07Sold$210,000
2012-06-12Listing removed$199,000
2012-05-16Listed for sale$199,000
2012-03-28Listing removed$215,000
2012-01-28Price change$215,000
2011-11-12Price change$220,000
2011-10-11Price change$225,000
2011-09-09Listed for sale$230,000
2005-04-18Sold$151,000
2000-10-05Sold$87,500
2000-05-12Sold$25,000

For Sale by Agent

AgentLULIN WANG
BrokerageACRE NJ LLC

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