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66 Oak St, Jersey City, NJ, 07304

6beds
2baths
--sqft
$485,000
--price/sqft
$3,680/moest. monthly cost
$147,200/yrincome needed

About This Home

Exceptional brick two family property ready for completion. Currently gutted to the studs, with exposed brick walls on all levels, this property offers a rare chance to design and finish the home to your own vision and specifications. Featuring a two family layout with a basement, the layout and groundwork is put into place for investors, developers, or end users seeking to create value through customization. Each unit consists of 3 large bedrooms and 1 bath. The basement offers high ceilings creating a duplex configuration with the first floor for additional space. Great commuters location, walking distance to the Light Rail and public transit. Close to shopping, schools, restaurants and much more! Schedule your viewing today.

Getting Around

83
WalkingVery Walkable
76
TransitExcellent Transit
55
BikeBikeable

Schools

3/10
Ollie Culbreth Jr. SchoolGrades PK-80.0 mi
1/10
Lincoln High SchoolGrades 9-120.4 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Row House
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: Other

Property

Details

  • Parcel number: 0619502000000019

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$209$2,508
Property Taxes $826$9,912
Electricity $193$2,318
Total$3,680$44,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,171/yr
40% on housing$110,400/yr
45% on housing$98,133/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07304$388
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07304$412
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$485,000
2026-06-11Listed for sale$499,000
2022-04-18Sold$100,000
2017-11-29Listing removed$1,995
2017-10-16Price change$1,995
2017-09-22Listed for rent$2,100
2012-05-09Listing removed$1,350
2012-05-06Listed for rent$1,350
2010-07-03Listing removed$280,000
2009-09-01Listed for sale$280,000
2004-12-30Sold$261,000
2002-08-09Sold$111,000
1995-10-30Sold$61,000
1995-07-20Sold$5,000

For Sale by Agent

AgentMORDY ABELESZ
BrokerageEXP REALTY LLC

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