193 Clerk St, Jersey City, NJ, 07305
About This Home
Renovated in 2024, this turnkey 2-family property delivers immediate cash flow and long-term stability. Featuring spacious 3-bedroom and 4-bedroom units, each equipped with in-unit washers and dryers, the building is designed for strong tenant demand and minimal owner headaches. Investors will appreciate the separate utilities, newer gas boilers, newer water heaters, and a full, functional basement with two exits all contributing to lower operating costs and reduced maintenance exposure. With low taxes, low insurance, and renovation completed about 24 months ago, this asset is positioned for predictable performance. Current tenants are reliable, well-qualified, and eager to renew their leases, providing continuity for the next owner. Rents total $5,200/month with clear upside, making this an attractive buy-and-hold opportunity or a smart choice for an owner-occupant looking to significantly offset living costs. Located just a short walk to the light rail, bus line, supermarkets, and local restaurants, the property sits in a high-demand rental corridor with strong commuter appeal. Professional photos coming soon.
Getting Around
Somewhat Walkable
Excellent Transit
BikeableSchools
Construction
Condition
- Year built: 1930
Materials
- Foundation: Slab
- Roof: Flat
- Construction materials: Aluminum Siding,Brick,Stone
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range/Oven - Gas,Refrigerator,Washer,Microwave Oven,Gas Water Heater
- Laundry features: Laundry Room
Basement
- Has basement: Yes
- Basement: Yes,Full,Unfinished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 2
- Full bathrooms: 2
Features
- High Ceilings,Bedrooms,Kitchen,Living Room,Master Bedroom
Heating
- Heating features: 2 Units,Baseboard - Hotwater,Natural Gas
Interior Area
- Total structure area: 0
Property
Details
- Parcel number: 1806214010000000210000
- Exclusions: Window air conditioners.
Features
- Exterior features: Sidewalk
- Fencing: Metal Fence
Lot
- Lot size: 3,049 sqft
- Features: Level
- Lot size dimensions: 31.71 x 95
Parking
- Parking features: On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $346 | $4,152 |
| Property Taxes | $1,318 | $15,816 |
| Electricity | $193 | $2,318 |
| Total | $5,648 | $67,776 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-14 | Listed for sale | $799,900 |
| 2023-04-14 | Sold | $418,000 |
| 2023-02-22 | Contingent | $399,000 |
| 2023-02-22 | Pending sale | $399,000 |
| 2023-01-31 | Listed for sale | $399,000 |
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