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1009 Paterson Plank Rd, North Bergen, NJ, 07047

3beds
1baths
1,150sqft
$465,000
$404price/sqft
$3,343/moest. monthly cost
$133,720/yrincome needed

About This Home

Welcome to this charming 3-bedroom, 1-bath one family duplex home in downtown North Bergen. This move-in-ready home blends timeless character with modern updates. The main level features a bright living room with a gas fireplace, hardwood floors, an updated kitchen, and a full bath. The walkout lower level includes a laundry area with access to the backyard patio and storage shed. Upstairs are three spacious bedrooms with hardwood floors, including a primary bedroom with its own gas fireplace. The primary bedroom features approximately 8.5-foot ceilings, while the two additional bedrooms offer approximately 9.5-foot ceilings, creating an open and airy feel. The second floor also provides access to an elevated front patio, perfect for enjoying your morning coffee or relaxing outdoors. Conveniently located near John F. Kennedy Boulevard, with easy access to shopping, restaurants, parks, schools, major highways, and public transportation.

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1916

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Duplex-Side By Side, Two Story
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Electric Water Heater

Basement

  • Area: 0

Basement

  • Basement: Crawl Space

Bathroom

  • Features: Tub Shower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen,Laundry Room,Living Room,Bath Full,3 Bedrooms,None
  • Flooring: Parquet,Wood
  • Number of fireplaces: 2
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Kitchen

  • Features: Granite/Corian Countertops, Eat-in Kitchen

Property

Details

  • Parcel number: 0800018000000034
  • Zoning: R1

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Patio,Storage Shed

Lot

  • Lot size: 1,319 sqft
  • Features: Level
  • Lot size dimensions: 60.00 x 25.00

Parking

  • Parking features: None,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$159$1,908
Property Taxes $640$7,680
Electricity $193$2,318
Total$3,343$40,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,617/yr
40% on housing$100,290/yr
45% on housing$89,146/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 07047$385
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07047$438
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Pending sale$465,000
2026-08-14Contingent$465,000
2026-07-15Listed for sale$465,000

For Sale by Agent

AgentSTEVEN SOLARES
BrokerageUNITED R.E. OF NORTH JERSEY

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