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1304 Paterson Plank Rd, North Bergen, NJ, 07047

4beds
3baths
--sqft
$649,000
--price/sqft
$4,589/moest. monthly cost
$183,560/yrincome needed

About This Home

Excellent income-producing opportunity in the heart of North Bergen! This two-family home features functional layouts and strong rental potential. Unit 1 offers two bedrooms, one full bathroom, a comfortable living room, and a kitchen. Unit 2 also includes two bedrooms and one full bathroom, along with a spacious living room, kitchen, and a versatile den that leads to a bright sunroom, perfect for additional comfort. Both units are currently generating rental income, making this an ideal opportunity for investors or owner-occupants looking to offset expenses with supplemental income. Conveniently located near public transportation, major highways, shopping, dining, parks, and schools, with easy access to NYC.

Getting Around

89
WalkingVery Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Colonial
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Natural Gas,Hot Water,Radiators
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 0800025000000060
  • Exclusions: All personal property.

Parking

  • Parking features: Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Coastal Flooding
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$223$2,676
Property Taxes $892$10,704
Electricity $193$2,318
Total$4,589$55,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,337/yr
40% on housing$137,670/yr
45% on housing$122,373/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07047$384
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07047$438
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$779,000
2026-02-24Listed for sale$819,000
2012-12-12Sold$230,000
2012-09-25Pending sale$249,900
2012-08-30Price change$249,900
2012-08-04Price change$259,900
2012-07-18Price change$269,900
2012-06-14Pending sale$279,900
2012-05-24Listed for sale$279,900
1999-10-04Sold$140,000

For Sale by Agent

AgentPATRICK C SOUTHERN
BrokerageSERHANT NEW JERSEY LLC

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