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1405 44th St, North Bergen, NJ, 07047

2beds
1baths
--sqft
$439,000
--price/sqft
$3,166/moest. monthly cost
$126,640/yrincome needed

About This Home

Take advantage of this well maintainbed ranch at a great price. Spacious bedrooms, fromal living room, freshly painted. Owner is currently using the property as a 3 bedrooms. Great all vinyl fenced backyard for your gatherings. It's conveniently located close to all type of transportation, local and to NYC. Light rail train station is in close proximity to the property. Reserve your viewing asap!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

2/10
North Bergen High SchoolGrades 9-121.6 mi
5/10

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Radiators
  • Cooling features: Wall/Window Unit(s)

Property

Details

  • Parcel number: 0800137000000281
  • Exclusions: Personal Items

Lot

  • Lot size: 2,500 sqft
  • Lot size dimensions: 25 x 100

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$150$1,800
Property Taxes $604$7,248
Electricity $193$2,318
Total$3,166$37,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,548/yr
40% on housing$94,980/yr
45% on housing$84,426/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07047$385
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07047$438
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$449,000
2021-03-31Sold$275,000
2021-01-17Price change$285,000
2020-11-11Price change$300,000
2020-07-05Listed for sale$315,000
2017-03-09Sold$91,000
2016-09-23Listed for sale$242,500
2014-03-14Sold$99,900
2014-01-16Price change$99,900
2012-03-21Pending sale$105,000
2012-03-14Listed for sale$105,000
2005-12-29Sold$290,000
2001-01-02Sold$100,000

For Sale by Agent

AgentJORGE ARELLANO GONZALEZ
BrokeragePRO REALTY LLC

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