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20 75th St, North Bergen, NJ, 07047

5beds
4baths
--sqft
$1,375,000
--price/sqft
$9,510/moest. monthly cost
$380,400/yrincome needed

About This Home

Welcome to 20 75th Street, North Bergen—a spacious and beautifully maintained residence located on one of the area's most desirable red brick streets, just half a block from iconic Boulevard East and its breathtaking New York City skyline views. This charming home offers an ideal blend of classic character and modern convenience. The main level features a welcoming foyer, sun-filled enclosed porch/sunroom, spacious living and dining areas, a decorative fireplace mantel, an updated kitchen, powder room, and convenient first-floor laundry. The second floor boasts three generously sized bedrooms with ample closet space and a full bathroom. The finished third level provides a private retreat featuring an additional bedroom, bonus room ideal for a home office, nursery, or sitting area, and a second full bathroom. Throughout the home, you'll find beautiful hardwood flooring, abundant natural light, and a functional layout designed for comfortable living. The fully finished lower level offers exceptional flexibility with a separate kitchen, living area, bedroom, and full bathroom—perfect for extended family, guests, or additional living space. Recent improvements include a newer water heater. Ideally situated near parks, schools, shopping, restaurants, public transportation, and major commuter routes, with easy access to New York City. Don't miss this rare opportunity to own a spacious home in one of North Bergen's most sought-after locations.

Getting Around

87
WalkingVery Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
2/10
North Bergen High SchoolGrades 8-120.8 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Central Air,Wall/Window Unit(s)

Property

Details

  • Parcel number: 0800312000000007

Parking

  • Parking features: 3+ Cars,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,952$83,424
Home Insurance *$472$5,664
Property Taxes $1,893$22,716
Electricity $193$2,318
Total$9,510$114,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$326,057/yr
40% on housing$285,300/yr
45% on housing$253,600/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07047$379
Hudson County$472

vs Homes Sold Last Month

Median $/sqft

ZIP 07047$438
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,299,000
2026-06-02Listed for sale$1,375,000
2026-05-01Listing removed$1,500,000
2025-11-05Listed for sale$1,500,000
2025-11-03Listing removed$1,750,000
2025-08-12Price change$1,750,000
2025-07-22Listed for sale$1,999,000

For Sale by Agent

AgentSANDY E CUEVAS
BrokerageWEICHERT REALTORS

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