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1020 Harmon Cove Tower, Secaucus, NJ, 07094

2beds
3baths
1,446sqft
$445,000
$308price/sqft
$3,123/moest. monthly cost
$124,920/yrincome needed

About This Home

This is where your next chapter begins. Designed for modern living just minutes from Manhattan, this beautifully updated 2-bedroom, 2.5-bath two-story duplex offers the perfect layout for effortless living. Upon entering, you are welcomed into an open concept living and dining room framed by enormous windows with sliders leading to a private balcony with stunning sunset and swimming pool views. Upgraded large kitchen with plenty of cabinets, SS appliances, tiled backsplash, granite counters and center island. A 1/2 bath completes this level. Designed for comfort and relaxation, the lower level offers a large primary suite complete with private terrace, walk-in closet, spa inspired bathroom with dual vanities, sauna, jacuzzi tub. The second bedroom is equally inviting, with large closet and beautiful views. Another full bathroom, storage and laundry complete this lower level. Harmon Cove is one of Secaucus' premier full amenity buildings, with amenities including 24-7 doorman/concierge, security, elevators, pool, fitness center, sauna & steam room, basketball/tennis courts, playroom, dog park, and much more. Commuter's delight, express NJ transit bus stops right under the building. Great location close access to Rt 3, NJ Turnpike, Newark Airport, Secaucus train station. Secaucus also offers great schools, restaurants, parks, rec center, American Dream Mall and MetLife Stadium. A home warranty is included with this unit, Includes a private deeded covered parking spot.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Secaucus Middle SchoolGrades 6-82.1 mi
7/10
Secaucus High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Flat
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Range/Oven-Electric,Refrigerator,Washer/Dryer Stacked,Electric Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living/Dining Combo

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: 3 Units,Forced Air,Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,446
  • Total interior livable area: 1,446 sqft

Kitchen

  • Features: Kitchen Island

Master Bathroom

  • Features: Sauna

Property

Details

  • Parcel number: 1809000210000000150000C1020
  • Attached to another structure: Yes

Features

  • Levels: Multi Floor Unit
  • Private pool: Yes
  • Pool features: Outdoor Pool,Association
  • Has spa: Yes
  • Spa features: Bath

Lot

  • Lot size dimensions: .1763-1446

Parking

  • Total spaces: 1
  • Parking features: See Remarks,Assigned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Coastal Flooding
Inland Flooding
Heat Wave
Cold Wave
Earthquake
Hail
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,250$27,000
Home Insurance *$102$1,224
Property Taxes $578$6,936
Electricity $193$2,318
Total$3,123$37,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,074/yr
40% on housing$93,690/yr
45% on housing$83,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 07094$315
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07094$399
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-20Price change$445,000
2026-06-26Listed for sale$470,000
2022-03-18Listing removed--
2022-01-31Listed for sale$439,900
2021-04-01Sold$388,500
2021-02-04Listed for sale$399,000
2008-03-13Sold$430,000

For Sale by Agent

AgentEileen Livecchi
BrokerageWeichert Realtors

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