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418 7th St, Union City, NJ, 07087

4beds
3baths
--sqft
$719,000
--price/sqft
$5,138/moest. monthly cost
$205,520/yrincome needed

About This Home

Great opportunity in Union city (Upper Hoboken) for homeowners, investors & NYC Commuters. This is a unique 2 family home with a finished basement with 4 bedrooms & 3 full baths, Sky-Light, 3 separate Gas & Electric Meters. Huge Backyard with side Entrance- perfect space to relax and entertain. It features 3 levels including a walk out ground level. This gem is minutes away from Light Rail 9th Street / Congress Street Station,10-mins Public Transportation to NYC (Port Authority Bus Terminal), 7 minute-drive to Lincoln Tunnel. All copper water line & PVC Sewer line, Double hung Insulated Vinyl windows, Inter-connected Electric-Battery back-up fire alarm system in Hallways with Emergency light. Lead Requirement Certificate from Union city. First floor offers a modern gourmet Kitchen with stainless steel appliances & a breakfast bar with elegant lighting & laundry closet. First floor has an open layout with a living room, kitchen and dining area inundated with sunlight, perfect for social gatherings. 2nd floor has 2 bedrooms, living room, kitchen, full bath and a big closet. Ground level has a separate entrance with full bath, a washer and dryer & a closet. Property is 3 blocks to Private Pre-school, Next to Day Care Center, walking distance to Elementary & Middle schools, 3 Blocks from FREE Olympic size Indoor Swimming Pool, 5 Blocks to FREE Public Tennis Court, Close to a variety of Restaurants & shopping stores & markets. Book your appointment today!

Getting Around

94
WalkingWalker's Paradise
73
TransitExcellent Transit
67
BikeBikeable

Schools

9/10
Sara M. Gilmore AcademyGrades 1-80.6 mi
8/10
Jose Marti STEM AcademyGrades 9-120.6 mi

Construction

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Contemporary
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 1000036000000025

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$276$3,312
Property Taxes $1,034$12,408
Electricity $193$2,318
Total$5,138$61,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,160/yr
40% on housing$154,140/yr
45% on housing$137,013/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$421
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$709,900
2026-07-03Listed for sale$719,000
2026-07-01Listing removed$719,000
2026-06-01Listed for sale$719,000
2025-12-14Listing removed$699,000
2025-12-10Listed for sale$699,000
2025-08-02Pending sale$699,000
2025-06-12Price change$699,000
2024-10-16Listed for sale$739,900
2021-06-23Listing removed--
2021-06-15Listed for sale$650,000
2021-03-24Listing removed--
2019-09-26Listing removed$599,000
2019-06-28Pending sale$599,000
2019-06-03Listed for sale$599,000
2016-08-10Listing removed$398,500
2016-07-31Listed for sale$398,500
2009-02-12Listing removed$324,900
2008-09-17Listed for sale$324,900

For Sale by Agent

AgentHELEN ZEBALLOS
BrokeragePROVIDENT LEGACY REAL ESTATE SERVICES LLC

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