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607 22nd St, Union City, NJ, 07087

2beds
2baths
--sqft
$539,900
--price/sqft
$3,909/moest. monthly cost
$156,360/yrincome needed

About This Home

Welcome to this cozy two-family home in the heart of Union City, just 15 minutes from NYC. This property features a bright one-bedroom apartment on the first floor with ample natural light and generous closet space. The second-floor unit also offers one bedroom, plenty of light, and access to a small private patio. The property will be delivered vacant, making it ideal for both investors and owner-occupants. Taxes are lower than those of many one-bedroom apartments. Additional highlights include a full basement and separately metered utilities for added convenience.

Getting Around

97
WalkingWalker's Paradise
85
TransitExcellent Transit
56
BikeBikeable

Construction

Materials

  • Construction materials: Aluminum Siding,See Remarks

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s),Gas

Property

Details

  • Parcel number: 1000115000000018

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$207$2,484
Property Taxes $779$9,348
Electricity $193$2,318
Total$3,909$46,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,022/yr
40% on housing$117,270/yr
45% on housing$104,240/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$422
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$574,900
2026-04-29Listed for sale$587,790
2020-07-20Sold$216,000
2020-05-30Listed for sale$158,700
2020-04-02Listing removed$158,700
2020-03-17Listed for sale$158,700
2018-09-07Sold$180,000
2011-08-28Listing removed$149,000
2010-10-22Listed for sale$149,000
2006-11-08Sold$270,000
2004-12-17Sold$30,000

For Sale by Agent

AgentJENNIFER ROMERO DEFEIS
BrokerageCOMPASS NEW JERSEY, LLC

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