623 38Th St, Union City, NJ, 07087
About This Home
This exceptional two-family home in the vibrant community of Union City offers a generous backyard and limitless potential. Bathed in natural light from expansive windows and complemented by bright, modern finishes, each beautifully renovated unit features two spacious bedrooms and two full bathroom. The second-floor apartment also includes a loft on the third level, providing additional versatile living space. Meticulously redesigned with architectural flair and contemporary upgrades, this property seamlessly blends style, comfort, and functionality creating an elevated living experience for both owners and tenants. The expansive backyard serves as a private retreat, perfect for gardening, outdoor dining, entertaining, play, or simply relaxing in your own outdoor oasis. Ideally located just moments from premier transportation to New York City, this home provides outstanding accessibility while remaining nestled in a neighborhood known for its strong sense of community and rich history. With convenient access to public transportation and major highways, commuting to NYC or working remotely is effortless. Surrounded by local restaurants and shopping, this property offers the perfect balance of comfort, convenience, and urban lifestyle.
Getting Around
Walker's Paradise
Excellent Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1913
Materials
- Roof: Asphalt Shingle
- Construction materials: Stucco
Notable Dates
- Major remodel year: 2021
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range/Oven - Gas,Refrigerator,Washer,Gas Water Heater
Basement
- Has basement: Yes
- Basement: Yes,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 4
Features
- Bedrooms,Eat-in Kitchen,Living/Dining Room,Eat-In Kitchen
Heating & Cooling
- Heating features: 2 Units,Forced Air,Natural Gas
- Cooling features: 2 Units,Central Air
Interior Area
- Total structure area: 2,600
- Total interior livable area: 2,600 sqft
Property
Details
- Parcel number: 1810002600000000490000X
Features
- Levels: Two
- Stories: 2
- Fencing: Privacy,Wood
Lot
- Lot size: 2,613 sqft
- Lot size dimensions: 25 x 100
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Strong Wind
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across New Jersey Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,056 | $60,672 |
| Home Insurance * | $385 | $4,620 |
| Property Taxes | $1,448 | $17,376 |
| Electricity | $286 | $3,439 |
| Total | $7,175 | $86,100 |
Income You'd Need if You Spent...
New Jersey FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $1,050,000 |
| 2026-04-25 | Pending sale | $1,050,000 |
| 2026-03-04 | Listed for sale | $1,050,000 |
| 2026-02-27 | Listing removed | $1,080,000 |
| 2025-11-08 | Price change | $1,080,000 |
| 2025-09-22 | Price change | $1,070,000 |
| 2025-09-03 | Listed for sale | $1,200,000 |
| 2021-09-20 | Sold | $865,000 |
| 2021-03-26 | Listed for sale | $899,000 |
| 2018-03-05 | Sold | $240,000 |
| 2012-12-06 | Sold | $98,000 |
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