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213 48th St Unit 2B, Union City, NJ, 07087

1beds
1baths
513sqft
$230,000
$448price/sqft
$1,504/moest. monthly cost
$60,160/yrincome needed

About This Home

Discover this thoughtfully updated one-bedroom condo in the heart of Union City, offering the perfect blend of comfort, functionality, and convenience. Whether you’re a commuter, a first-time homebuyer, or an investor, this home is an excellent opportunity. Enjoy an unbeatable location with the Hudson-Bergen Light Rail and direct bus service to New York City less than two blocks away. Supermarkets, restaurants, cafés, and neighborhood shops are all within easy walking distance, putting everyday essentials right at your doorstep. The well-designed layout offers generous closet and storage space, maximizing functionality and everyday comfort.

Getting Around

97
WalkingWalker's Paradise
83
TransitExcellent Transit
56
BikeBikeable

Schools

6/10
8/10
Union Hill Middle SchoolGrades 7-80.5 mi
3/10
Union City High SchoolGrades 9-121.1 mi

Construction

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Refrigerator,Gas Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 513
  • Total interior livable area: 513 sqft

Property

Details

  • Parcel number: 100027700000003001C002B
  • Other equipment: Intercom

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$88$1,056
Property Taxes $60$720
Electricity $193$2,318
Total$1,504$18,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,565/yr
40% on housing$45,120/yr
45% on housing$40,106/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$448This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$425
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$230,000
2019-02-21Sold$149,000

For Sale by Agent

AgentGERARDO VILORIA
BrokeragePRO REALTY LLC

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