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226 49th St #2, Union City, NJ, 07087

2beds
1baths
912sqft
$360,000
$395price/sqft
$2,619/moest. monthly cost
$104,760/yrincome needed

About This Home

Welcome to 226 49th Street #2, Union City — a spacious and well-laid-out 2-bedroom, 1-bath residence offering comfort, convenience, and exceptional value. This home features an oversized living room with plenty of space for both lounging and entertaining, creating a layout that feels open and inviting. The bedrooms are generously sized, and the unit offers a practical, easy flow that works for both everyday living and hosting guests. What truly sets this property apart are the low taxes and low HOA fees, making ownership incredibly affordable—and it includes parking, a true game changer in Union City and a major value add for this neighborhood. Perfectly located near shopping, dining, parks, and public transportation, with easy access to NYC, Hoboken, and major commuter routes, this home checks all the boxes for convenience and lifestyle. Whether you’re a first-time buyer, downsizer, or investor, this is a smart opportunity in a highly desirable area. Spacious layout. Low carrying costs. Parking included. A rare find you won’t want to miss.

Getting Around

97
WalkingWalker's Paradise
81
TransitExcellent Transit
56
BikeBikeable

Schools

6/10
8/10
Union Hill Middle SchoolGrades 7-80.6 mi
3/10
Union City High SchoolGrades 9-121.2 mi

Construction

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Multi Level
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Microwave,Refrigerator,Gas Oven
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood

Heating & Cooling

  • Heating features: Baseboard,Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 912
  • Total interior livable area: 912 sqft

Property

Details

  • Parcel number: 1000285000000014 C002
  • Other equipment: Intercom
  • Exclusions: All Personal Property.

Parking

  • Parking features: 1 Car,Attached,Covered,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$138$1,656
Property Taxes $468$5,616
Electricity $193$2,318
Total$2,619$31,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,794/yr
40% on housing$78,570/yr
45% on housing$69,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$395This listing

vs Other Active Listings

Avg $/sqft

ZIP 07087$424
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07087$387
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$360,000
2026-04-10Listing removed$360,000
2026-03-31Price change$360,000
2026-02-10Price change$370,000
2026-01-25Listed for sale$380,000
2021-01-12Listing removed--
2020-12-15Listed for rent$1,650
2018-04-04Listing removed$1,650
2018-03-05Price change$1,650
2018-01-11Price change$1,800
2017-12-18Price change$1,850
2017-12-05Price change$1,900
2017-11-29Listed for rent$2,000

For Sale by Agent

AgentDANOLY MATHELIER
BrokerageCOMPASS NEW JERSEY, LLC

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