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221 54th St, West New York, NJ, 07093

5beds
3baths
--sqft
$850,000
--price/sqft
$5,927/moest. monthly cost
$237,080/yrincome needed

About This Home

Exceptional opportunity to own a well-maintained two-family home in the heart of West New York. 221 54th Street offers the perfect blend of investment potential and owner-occupant flexibility. The first-floor Unit 1 and second-floor Unit 2 each feature 2 bedrooms and 1 full bathroom, offering identical and functional layouts. Recent interior updates and renovations make this property move-in ready while still leaving room for future upside. The property features two residential units along with additional finished living space on the lower level, creating multiple possibilities for investors and end users alike. Whether you're a first-time investor looking to offset your mortgage with rental income or a seasoned investor seeking a solid addition to your portfolio, this property checks all the boxes. Conveniently located near shopping, dining, parks, schools, and public transportation with easy access to New York City, this is an excellent opportunity in one of Hudson County's most desirable rental markets. Turnkey, income-producing, and full of potential, 221 54th Street is ready for its next owner.

Getting Around

95
WalkingWalker's Paradise
78
TransitExcellent Transit
55
BikeBikeable

Schools

6/10
Public School Number TwoGrades K-60.1 mi
5/10
2/10
Memorial High SchoolGrades 9-120.1 mi

Construction

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Property

Details

  • Parcel number: 1200088000000011

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Cold Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$331$3,972
Property Taxes $1,105$13,260
Electricity $193$2,318
Total$5,927$71,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$203,211/yr
40% on housing$177,810/yr
45% on housing$158,053/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 07093$415
Hudson County$473

vs Homes Sold Last Month

Median $/sqft

ZIP 07093$511
Hudson County$411

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$850,000

For Sale by Agent

AgentLogan Acosta
BrokerageKeller Williams City Views Realty

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