See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

400 Monmouth St, East Windsor, NJ, 08520

5beds
4baths
0sqft
$680,000
--price/sqft
$5,038/moest. monthly cost
$201,520/yrincome needed

About This Home

Rare and versatile 5-bedroom, 3.5-bath home offering exceptional flexibility for today's lifestyle. This thoughtfully designed property features a private two-bedroom wing with a full bath, ideal for multi-generational living, extended family, guests, or a home office. The main living area includes a desirable first-floor primary suite with a private en-suite bath, while the second floor offers two additional bedrooms and another full bathroom, providing space and privacy for a variety of living arrangements. Adding to its appeal, the property offers both residential and commercial zoning, creating endless possibilities for homeowners, business owners, investors, or those seeking a live/work opportunity. Conveniently located just minutes from the NJ Turnpike and Routes 130, 33, and 133, with easy access to shopping, dining, parks, and everyday conveniences. A truly unique property offering space, versatility, and outstanding potential.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

6/10
Melvin H Kreps SchoolGrades 6-83.0 mi
6/10
Hightstown High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1925

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Gas Range/Oven,Microwave,Refrigerator,Washer,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Finished, Recreation Room, Storage Space, Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Living Dining Combo

Features

  • 1 Bedroom,Kitchen,Laundry Room,Bath Half,Living Room,Bath Full,Dining Room,Family Room,Storage
  • Flooring: Carpet,Vinyl-Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Eat-in Kitchen

Property

Details

  • Parcel number: 010001900004

Features

  • Levels: Two
  • Stories: 2

Lot

  • Features: See Remarks
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: 2 Cars Deep,Asphalt,Detached,Driveway
  • Has garage: Yes
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$189$2,268
Property Taxes $1,218$14,616
Electricity $193$2,318
Total$5,038$60,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$172,731/yr
40% on housing$151,140/yr
45% on housing$134,346/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08520$222
Mercer County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 08520$307
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Pending sale$680,000
2026-07-29Contingent$680,000
2026-07-10Listed for sale$680,000
2023-09-21Listing removed$599,999
2023-03-15Listed for sale$599,999
2022-12-03Listing removed--
2022-10-14Listed for sale$599,999
2020-07-10Listing removed$419,000
2020-06-15Price change$419,000
2020-03-18Pending sale$399,000
2020-02-25Listed for sale$399,000
2018-10-30Sold$225,000
2018-06-23Sold$225,000
2018-06-01Pending sale$215,500
2018-05-19Listed for sale$215,500
2014-10-02Listing removed$297,000
2014-04-04Listed for sale$297,000
2013-11-02Listing removed$297,000
2013-06-29Price change$297,000
2012-10-08Price change$320,000
2012-08-14Price change$334,000
2012-06-03Listed for sale$344,000
1994-03-24Sold$104,000

For Sale by Agent

AgentJULIA GUNNING
BrokerageWEICHERT CO REALTORS

Similar Homes