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1183 Lower Ferry Rd, Ewing, NJ, 08618

3beds
2baths
1,617sqft
$375,000
$232price/sqft
$2,933/moest. monthly cost
$117,320/yrincome needed

About This Home

Spacious and inviting home featuring a highly desirable open-concept layout that seamlessly connects the living room, dining area, and kitchen—creating a cohesive flow that is perfect for both everyday living and effortless entertaining. The thoughtfully designed floor plan maximizes usable space while maintaining a warm and welcoming atmosphere. Large windows throughout the home allow an abundance of natural light to pour in, enhancing the bright, airy feel and highlighting the home’s comfortable living spaces. The kitchen opens directly to the main gathering areas, making it ideal for hosting guests, keeping conversations going, or enjoying quality time at home. Each room offers comfortable proportions and flexibility to accommodate a variety of furniture layouts and lifestyle needs. Step outside to a generously sized backyard, providing plenty of space for outdoor entertaining, barbecues, gardening, play areas, or simply unwinding after a long day. Whether you envision creating a patio retreat or enjoying open green space, the yard offers excellent potential. Conveniently located near shopping centers, restaurants, schools, and major highways, this home offers easy commuting and quick access to everyday essentials. Combining comfort, functionality, and a prime location, this property presents a wonderful opportunity to enjoy both convenience and a relaxed residential setting.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Ewing High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,617

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,617
  • Total interior livable area: 1,617 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 020053100010
  • Zoning: R-2
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 80.00 x 125.00

Parking

  • Total spaces: 1
  • Parking features: Inside Entrance,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Earthquake
Hurricane
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$173$2,076
Property Taxes $671$8,052
Electricity $193$2,318
Total$2,933$35,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,560/yr
40% on housing$87,990/yr
45% on housing$78,213/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$156
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$418,000
2026-04-05Listed for sale$425,000
2018-09-07Sold$155,000
2018-06-04Price change$162,900
2018-05-04Price change$169,900
2018-03-27Listed for sale$175,900
2015-05-25Listing removed$168,000
2014-05-31Listed for sale$168,000
2006-12-04Sold$295,000

For Sale by Agent

AgentTony Esposito
BrokerageRE/MAX Aspire

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