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361 Shady Ln, Hamilton, NJ, 08619

3beds
2baths
1,488sqft
$465,000
$313price/sqft
$3,519/moest. monthly cost
$140,760/yrincome needed

About This Home

Opportunity awaits in this 3-bedroom, 1.5-bath ranch-style home tucked away on a quiet residential street in Hamilton. Offering a comfortable single-level floor plan, a desirable location, and plenty of potential, this home is ready for its next owner to make it their own through cosmetic updates and personal touches. A welcoming covered front porch leads into a functional layout featuring spacious living areas and three generously sized bedrooms. Hardwood flooring adds warmth and character to the formal living room and dining rooms, while newer vinyl flooring enhances the kitchen, full bath, and family room. A convenient half bath is located just off the laundry room for added everyday functionality. The full unfinished basement provides abundant storage and excellent potential for future finishing. Outside, the backyard and two rear decks offer plenty of space for entertaining, gardening, or relaxing, with an opportunity to refresh the landscaping and create a beautiful outdoor retreat. One of the home's most significant updates has already been completed with a roof that's just two years old, providing valuable peace of mind for years to come. Conveniently located near shopping, restaurants, parks, schools, and major commuter routes, this home combines a desirable location with lasting value. Whether you're looking to add your own style, improve over time, or create a space that truly reflects your vision, this Hamilton ranch offers an excellent opportunity to build equity and make it your own.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,488

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030182000021
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.46 Acres
  • Lot size dimensions: 100.00 x 200.00

Parking

  • Total spaces: 1
  • Parking features: Built In,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$142$1,704
Property Taxes $833$9,996
Electricity $193$2,318
Total$3,519$42,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,651/yr
40% on housing$105,570/yr
45% on housing$93,840/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 08619$248
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08619$299
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$465,000
2026-07-22Listed for sale$465,000

For Sale by Agent

AgentJennifer Winn
BrokerageRedfin

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