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35 Beal St, Hamilton, NJ, 08610

3beds
1baths
1,310sqft
$299,000
$228price/sqft
$2,344/moest. monthly cost
$93,760/yrincome needed

About This Home

Welcome to 35 Beal Street, where timeless character meets everyday functionality in the heart of Hamilton! This inviting home has been refreshed with beautifully refinished hardwood floors and fresh neutral paint throughout, creating a bright, clean, and move-in-ready feel while still leaving room to add your own personal style. The spacious layout offers plenty of flexibility, including a partially finished basement that's perfect for a recreation room, home office, gym, or playroom. Upstairs, you'll find an expansive attic providing an abundance of storage space rarely found in homes of this style. The kitchen and bathroom could benefit from a few finishing touches, presenting an excellent opportunity to build instant equity and customize these spaces to your taste. Step outside to enjoy the backyard oasis featuring an in-ground pool—being conveyed as-is, but it was fully functioning when it was closed, offering a great opportunity to enjoy for seasons to come. Whether you're entertaining guests, relaxing with family, or enjoying the generous outdoor space, this home has so much to offer. Conveniently located near shopping, dining, parks, schools, and major commuter routes, and a short commute to Joint Base McGuire-Dix-Lakehurst, 35 Beal Street combines classic charm, recent updates, and outstanding potential. Don't miss your opportunity to make this Hamilton home your own!

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Kuser Elementary SchoolGrades PK-50.3 mi
4/10

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Permanent
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,310

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,310
  • Total interior livable area: 1,310 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030208000005
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 5,998 sqft
  • Lot size dimensions: 60.00 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$105$1,260
Property Taxes $535$6,420
Electricity $193$2,318
Total$2,344$28,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,365/yr
40% on housing$70,320/yr
45% on housing$62,506/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 08610$221
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08610$293
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$299,000

For Sale by Agent

AgentDaniel Pensiero
BrokeragePrime Realty Partners

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