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434 Schiller Ave, Hamilton, NJ, 08610

2beds
1baths
880sqft
$219,000
$249price/sqft
$1,769/moest. monthly cost
$70,760/yrincome needed

About This Home

Diamond in the Rough on a Great Street! This 2-bedroom Hamilton home is full of potential and situated on a nice lot in a well-established neighborhood. Featuring a full basement, spacious yard, and a desirable street setting, this property offers the perfect opportunity for investors, renovators, or buyers looking to create their dream home. Conveniently located near shopping, dining, hospitals, schools, major highways, and public transportation. Bring your imagination and transform this hidden gem into something special. Affordable opportunity with endless possibilities!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Lalor Elementary SchoolGrades PK-50.5 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None,Natural Gas

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 030227800011
  • Zoning: SFR
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2,500 sqft
  • Lot size dimensions: 25.00 x 100.00

Parking

  • Parking features: Alley Access

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$77$924
Property Taxes $392$4,704
Electricity $193$2,318
Total$1,769$21,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,651/yr
40% on housing$53,070/yr
45% on housing$47,173/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 08610$223
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08610$293
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

Unknown Listed By

AgentPat Pugliese
BrokerageCrown Realty Inc

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