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113 Ruskin Ave, Hamilton, NJ, 08610

3beds
3baths
0sqft
$380,000
--price/sqft
$2,928/moest. monthly cost
$117,120/yrincome needed

About This Home

Nestled in the prestigious Hamilton Woods, this exquisite bi-level Colonial home, built in 1901, seamlessly blends timeless elegance with modern comforts. With 1,792 square feet of thoughtfully designed living space, this residence invites you to experience a lifestyle of luxury and tranquility. As you step inside, the warmth of hardwood flooring greets you, leading you through an inviting layout that effortlessly accommodates both relaxation and entertaining. The heart of the home features a cozy electric fireplace, perfect for creating a serene ambiance on chilly evenings. The kitchen, while not detailed in the listing, offers ample potential for culinary creativity, allowing you to envision your dream space tailored to your tastes. With three generously sized bedrooms and two full bathrooms, this home provides comfort and privacy for everyone. Each bedroom is a sanctuary, designed to foster restful nights and rejuvenating mornings. The full basement offers endless possibilities-transform it into a home gym, a media room, or a creative studio. The choice is yours, providing a canvas for your imagination to flourish. Outside, the property boasts a well-maintained asphalt driveway with space for two vehicles, ensuring convenience for you and your guests. While the home does not feature a pool, the expansive outdoor space offers a perfect backdrop for summer barbecues or quiet evenings under the stars. Hamilton Woods is not just a location; it's a lifestyle. Enjoy the peace of a suburban retreat while being just moments away from vibrant local amenities, parks, and cultural attractions. This home is a rare gem, offering a unique blend of historical charm and modern living, making it the perfect sanctuary for those seeking a refined yet comfortable lifestyle. Experience the allure of this exceptional property, where every detail has been curated for your enjoyment. Embrace the opportunity to make this house your home, where luxury meets warmth and comfort in perfect harmony.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10

Construction

Condition

  • Year built: 1901

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial, Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range/Oven,Gas Range/Oven,Exhaust Fan,Microwave,Refrigerator,See Remarks,Range,Washer,Kitchen Exhaust Fan,Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Partially Finished, Full, Storage Space, Utility Room, Workshop

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Dining Room

Features

  • Firealarm,Kitchen,Laundry Room,Bath Half,Living Room,Dining Room,Family Room,1 Bedroom,2 Bedrooms,3 Bedrooms,Bath Full,None
  • Flooring: Carpet,Ceramic Tile,See Remarks,Wood

Heating & Cooling

  • Heating features: Baseboard Cast Iron,Baseboard,Radiant
  • Cooling features: Ceiling Fan(s),Wall Unit(s),Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar, Kitchen Exhaust Fan, Eat-in Kitchen

Property

Details

  • Parcel number: 030248000018
  • Zoning: Hamilton

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Barbecue,Deck,Storage Shed

Lot

  • Features: Level
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: 2 Car Width,Asphalt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Coastal Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$134$1,608
Property Taxes $680$8,160
Electricity $193$2,318
Total$2,928$35,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,388/yr
40% on housing$87,840/yr
45% on housing$78,080/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 08610$220
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08610$293
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-21Price change$380,000
2026-07-18Listed for sale$365,000
2019-03-14Sold$163,000
2018-11-16Listing removed$169,900
2018-09-12Price change$169,900
2018-07-11Price change$179,900
2018-05-24Price change$189,900
2018-03-29Price change$195,000
2018-01-05Price change$199,000
2017-11-06Listed for sale$209,000

For Sale by Agent

AgentJOSE M. TEJEDA
BrokerageWEICHERT CO REALTORS

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