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302 S Main St, Hightstown, NJ, 08520

6beds
5baths
4,000sqft
$875,000
$219price/sqft
$6,674/moest. monthly cost
$266,960/yrincome needed

About This Home

Luxuriate in space and exquisite finishes in a fantastic location. Walk up the limestone steps to the mahogany porch and be wowed when you step through the Dutch door onto the black and white marble of the center hall. Own a piece of Hightstown History. Built for Dr. Franklin in 1885, who assisted in treating Woodrow Wilson shortly before he was elected President, this house was lives and breathes comfort and grace. Exquisitely rejuvenated during the past three years, you walk into an impressive home with a black and white marble entry hall and original marble fireplace surrounds. A cherry cabinets in the kitchen highlight the original cooking hearth herringbone brick floor and extend past a full bath into the butlers pantry/laundry. The double parlor with original plaster moldings and floors looks out onto South Main Street and the Peddie School grounds. Enjoy the look and feel of steam heat emanating from the reconditioned period radiators, original wavy glass and a Harry Potter under the stairs closet. The former medical consultation rooms offer the opportunity for bedrooms, in-law suite, professional office with its separate door leading to the front porch. En-suite Bathroom and three grandly sized closets complete this wing, which is ideal for a professional suite, in-law suite or the main bedroom suite. Ascend the mahogany staircase to the second floor with three amply sized bedrooms and a roof deck. Main bedroom has a walk-in closet and second closet. Attached bathroom has both an walk-in shower, soaking tub and period 1940s accent fixtures - medicine cabinet and toothbrush holder. With a new 75 gallon water heater, you will always have a hot bath. All services have been upgraded. The roof on the main house and garage were installed in early 2025. This grand 1885 residence comes replete with a 4-zone AC system Up the stairs to the expansive open plan third floor with its ultra modern bath and bowling alley dimensions. Perfect for the above-ground man cave, teenage hangout or art studio space. Stairway lighting and window candles add to the allure Outside, enjoy the wisteria arbor with granite patio, beautiful magnolia tree and Japanese cherry trees in the Spring and the everblooming flowers and grape trellises. The two car garage can be used for vehicles as there is ample storage space in the full basement and on the third floor. For style, grace and space, you can't beat this Hightstown gem. Architectural Plans available for review. Please note that the real estate taxes are expected to increase as a result of renovations undertaken. Appointment required as there is a dog in residence.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

6/10
Melvin H Kreps SchoolGrades 6-82.1 mi
6/10
Hightstown High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1885

Materials

  • Foundation: Stone,Crawl Space,Block
  • Roof: Architectural Shingle,Fiberglass,Rubber
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dryer,Dishwasher,Built-In Range,Refrigerator,Stainless Steel Appliance(s),Washer/Dryer Stacked,Water Heater
  • Laundry features: Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Rear Entrance,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Bathroom - Tub Shower,Bathroom - Stall Shower,Bathroom - Walk-In Shower,Floor Plan - Traditional,Soaking Tub,Built-in Features,Pantry,9'+ Ceilings
  • Window features: Wood Frames,Double Pane Windows
  • Flooring: Ceramic Tile,Hardwood,Marble,Tile/Brick
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 4,000

Heating & Cooling

  • Heating features: Central,Steam,Natural Gas
  • Cooling features: Central Air,Ductless,Electric

Interior Area

  • Total structure area: 4,400
  • Total interior livable area: 4,000 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 040005500031
  • Zoning: R-3
  • Special condition: Standard

Features

  • Levels: Two and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Roof Deck

Lot

  • Lot size: 8,520 sqft
  • Features: Corner Lot,Front Yard,Landscaped
  • Lot size dimensions: 71.00 x 120.00

Parking

  • Total spaces: 5
  • Parking features: Garage Faces Front,Detached,Driveway,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$243$2,916
Property Taxes $1,567$18,804
Electricity $440$5,291
Total$6,674$80,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$228,822/yr
40% on housing$200,220/yr
45% on housing$177,973/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 08520$225
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08520$307
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$895,000
2025-12-24Listing removed$995,000
2025-09-02Price change$995,000
2025-07-18Listed for sale$1,100,000
2022-04-20Sold$250,000
2021-04-10Pending sale$335,000
2021-03-01Contingent$335,000
2020-01-11Price change$335,000
2019-11-12Price change$349,000
2019-10-29Price change$359,000
2019-10-14Price change$365,000
2019-10-09Price change$369,000
2019-09-26Price change$375,000
2019-07-01Price change$379,000
2019-05-08Price change$385,000
2019-04-26Price change$399,500
2019-04-12Listed for sale$425,000

For Sale by Agent

AgentChris Falco
BrokerageAughenbaugh Realty, LLC

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