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1181 Bear Tavern Rd, Titusville, NJ, 08560

4beds
4baths
3,164sqft
$695,000
$220price/sqft
$5,261/moest. monthly cost
$210,440/yrincome needed

About This Home

Set behind gates on a sprawling fenced corner lot, this classic Cape carries the kind of character that cannot be recreated. Mature plantings surround the property, softening the landscape and creating a sense of privacy that feels established from the moment you arrive. A covered rocking-chair front porch welcomes with timeless charm, while the grounds unfold into thoughtful gardens and a picturesque pond woven naturally into the setting. Inside, the home is warm, gracious, and designed for real living. The spacious dine-in kitchen seamlessly connects to the mudroom and family room, where an original walk-in fireplace anchors the space with history and warmth. In the living room, built-in bookcases and a second fireplace create an inviting backdrop. The layout offers both flexibility and comfort. The two first-floor bedrooms each feature their own en suite bath. Upstairs, the second floor lives like a private homeowner’s haven with a generous primary suite, bathroom, second-floor laundry, and an additional bedroom currently used as a home office. Perfectly positioned near Washington Crossing Historic Park and the Delaware River towns, the home is also part of the highly regarded Hopewell Valley Regional School District.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

8/10
6/10
Timberlane Middle SchoolGrades 6-82.5 mi
6/10
Central High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Block
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod,Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: Upper Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Eat-in Kitchen
  • Flooring: Wood,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 3,164

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,164
  • Total interior livable area: 3,164 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 0600098 0100013
  • Zoning: R100
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 0.83 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Ice Storm
Winter Weather
Cold Wave
Hurricane
Heat Wave
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,514$42,168
Home Insurance *$154$1,848
Property Taxes $1,245$14,940
Electricity $348$4,185
Total$5,261$63,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,377/yr
40% on housing$157,830/yr
45% on housing$140,293/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$220This listing

vs Other Active Listings

Avg $/sqft

ZIP 08560$327
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08560$271
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$695,000
2026-05-11Listed for sale$750,000
2017-06-29Sold$440,000
2017-04-25Price change$449,000
2017-03-23Listed for sale$460,000
2017-01-08Listing removed$460,000
2016-10-07Price change$460,000
2016-09-08Price change$475,000
2016-08-15Listed for sale$485,000
2015-07-09Sold$475,000
2015-03-28Price change$465,000
2015-03-26Price change$482,000
2015-03-06Price change$487,000
2015-03-04Price change$489,000
2015-03-02Price change$492,500
2015-02-24Price change$495,000
2015-02-12Price change$497,500
2015-01-28Price change$499,000
2014-12-09Price change$509,000
2014-11-29Price change$519,000
2014-11-10Price change$525,000
2014-10-10Listed for sale$543,000
2004-08-05Sold$475,000

For Sale by Agent

AgentJennifer E Curtis
BrokerageCallaway Henderson Sotheby's Int'l-Princeton

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