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320 Rutherford Ave, Trenton, NJ, 08618

4beds
1baths
1,522sqft
$309,000
$203price/sqft
$2,451/moest. monthly cost
$98,040/yrincome needed

About This Home

A nice big spacious, one family house, fully detached with property in front and in back fully brand new renovated state of the art includes new kitchen all rooms new,new flooring, new lighting Along with a new roof and siding full new electrical and new plumbing Ready for you to call home

Getting Around

69
WalkingSomewhat Walkable
45
TransitSome Transit
70
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1911

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total interior livable area: 1,522 sqft

Property

Details

  • Parcel number: 1104403000000024

Features

  • Exterior features: Brick

Lot

  • Lot size: 1,951 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$143$1,716
Property Taxes $553$6,636
Electricity $193$2,318
Total$2,451$29,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,034/yr
40% on housing$73,530/yr
45% on housing$65,360/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 08618$157
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08618$206
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$309,000
2026-06-27Listing removed$299,000
2026-05-14Price change$299,000
2026-04-22Listed for sale$330,000
2026-04-14Listing removed$2,500
2026-02-25Listed for rent$2,500
2025-12-26Listing removed$2,500
2025-11-17Listed for rent$2,500
2025-08-14Sold$155,000
2024-09-13Sold$115,000
2024-07-09Pending sale$49,900

For Sale by Owner

AgentProperty Owner

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