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65 Race St, Trenton, NJ, 08638

2beds
1baths
980sqft
$195,000
$199price/sqft
$1,602/moest. monthly cost
$64,080/yrincome needed

About This Home

Charming Investment Opportunity in North Trenton Welcome to 65 Race Street — a solid 2-bed, 1-bath townhouse offering 980 square feet of living space and excellent income potential in the heart of North Trenton. Built in 1911, this classic home blends historic character with a smart investment profile. Step inside to a functional layout featuring a living room, dining room, and kitchen on the main level, with two comfortable bedrooms and a full bathroom upstairs. Natural gas heating with baseboard radiators ensures efficient comfort. Unfinished basement with laundry hookups and expansion potential. This property presents a great investment opportunity — Don’t miss your chance to own a piece of Trenton real estate with upside potential!

Getting Around

71
WalkingVery Walkable
40
TransitSome Transit
75
BikeVery Bikeable

Construction

Condition

  • Year built: 1911

Materials

  • Foundation: Other
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: In Basement,Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Baseboard,Radiator,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 110890200084
  • Attached to another structure: Yes
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 1,651 sqft
  • Lot size dimensions: 17.00 x 97.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$74$888
Property Taxes $349$4,188
Electricity $193$2,318
Total$1,602$19,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,925/yr
40% on housing$48,060/yr
45% on housing$42,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 08638$174
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08638$258
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-03Price change$205,000
2026-01-09Listed for sale$220,000
2022-09-09Listing removed--
2022-08-31Price change$1,145
2022-07-26Price change$1,375
2022-07-13Sold$78,000
2022-05-16Pending sale$79,745
2022-05-16Contingent$79,745
2022-05-09Listed for sale$79,745
2022-04-23Listed for rent$1,300

For Sale by Agent

AgentKristin Harvey
BrokerageWeichert Realtors-Princeton Junction

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