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33 Chambers St, Trenton, NJ, 08609

4beds
2baths
1,362sqft
$250,000
$184price/sqft
$2,073/moest. monthly cost
$82,920/yrincome needed

About This Home

**Stop renting and start building equity**! Welcome to 31 Chambers St—your chance to own a home! Currently under construction, this property offers the ultimate first-time homebuyer dream with pristine layouts, energy-efficient building standards, and the peace of mind. Enjoy new roofing, plumbing, HVAC, and sleek appliances. Move in without a single worry about repair budgets. Modern Open Concept- Designed for the way we live today—perfect for hosting friends, streaming your favorite shows, or working from home. This is a Smart Long-Term Investment when buying similar to new construction because this means lower initial maintenance costs and strong equity growth potential right out of the gate. **Note for Buyers:** This home is actively under construction. The listed images showcase model finishes from recently completed projects on the exact same street, giving you a crystal-clear look of what the finish product may look like.

Getting Around

73
WalkingVery Walkable
54
TransitGood Transit
54
BikeBikeable

Schools

Construction

Condition

  • Year built: 1899

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Concrete

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,362

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,362
  • Total interior livable area: 1,362 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111291100006
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,372 sqft

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$169$2,028
Property Taxes $447$5,364
Electricity $193$2,318
Total$2,073$24,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,074/yr
40% on housing$62,190/yr
45% on housing$55,280/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 08609$141
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08609$150
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$250,000
2024-04-30Sold$1,000
2009-01-09Sold$5,000

For Sale by Agent

AgentJerome Beckworth
BrokerageNJ Capital Realty LLC

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