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332 Elmer St, Trenton, NJ, 08611

3beds
2baths
1,488sqft
$310,000
$208price/sqft
$2,577/moest. monthly cost
$103,080/yrincome needed

About This Home

Attention investors and first time home buyers!!! Two family brick building in the heart of Chambersburg section of Trenton. Excellent location for investment opportunities or live in one unit and rent another to cover mortgage expenses. First floor is 1-2 bedroom apartment currently vacant . Second floor is 2 bedroom apartment, currently rented 1300 All separate utilities The house needs some TLC As is sale

Getting Around

86
WalkingVery Walkable
58
TransitGood Transit
55
BikeBikeable

Schools

Construction

Condition

  • Year built: 1980

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Other
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,488
  • Total interior livable area: 1,488 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 111540300008
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Tenants Belongs

Features

  • Pool features: None

Lot

  • Lot size: 2,178 sqft
  • Lot size dimensions: 19.80 x 100.00

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Cold Wave
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$262$3,144
Property Taxes $555$6,660
Electricity $193$2,318
Total$2,577$30,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,354/yr
40% on housing$77,310/yr
45% on housing$68,720/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 08611$145
Mercer County$276

vs Homes Sold Last Month

Median $/sqft

ZIP 08611$126
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$290,000
2026-04-01Listed for sale$295,000
2025-08-21Listing removed$299,000
2025-02-20Listed for sale$299,000
2014-06-30Sold$73,000
2011-08-08Sold$25,000
2006-12-27Sold$125,000
2002-09-25Sold$83,000

For Sale by Agent

AgentNona Kulikova
BrokerageKeller Williams Premier

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